Jo Walbrin

Reference number: 1059209

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Appointed representative

Jo Walbrin does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Sante Partners Ltd Reference number: 914023 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jo Walbrin (FRN 1059209) is an AR of Sante Partners Ltd (FRN 914023). When you use Jo Walbrin's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jo Walbrin, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07715 586040

  • Verified address

    2 Sullivan Crescent, Harefield, Uxbridge, Hillingdon, UB9 6NL, United Kingdom

Also trades as
  • Sante Assure

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Sante Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Jo Walbrin FCA authorised?
Jo Walbrin (FRN 1059209) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jo Walbrin?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jo Walbrin (FRN 1059209) is an AR of Sante Partners Ltd (FRN 914023). When you use Jo Walbrin's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jo Walbrin, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Jo Walbrin?
Protection works through Sante Partners Ltd, the principal firm responsible for Jo Walbrin's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Jo Walbrin a scam or clone?
Jo Walbrin is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Jo Walbrin's Firm Reference Number (FRN)?
Jo Walbrin's FRN is 1059209. You can verify it on the FCA register.