Joanne Michelle Giddy

Reference number: 669961

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Authorised by the FCA

Joanne Michelle Giddy is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hygeia.co.uk first appeared online, and whether it can receive email
  • What kind of line 01803 866166 is
  • Who else gives the postcode TQ9 5NH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Hygeia Dental Care Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Joanne Michelle Giddy’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2015

29 May 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Joanne Michelle Giddy

Other firms of the same type (lender), nearest first.

In the Torquay (TQ) postcode area

Anthony halseyNewton AbbotAuthorisedChristopher AllenNewton AbbotAuthorisedE P Colmer & SonKingsbridgeAuthorisedGary David MillicentTorquayAuthorisedSimply Group Europe LimitedPaigntonAuthorisedWestward Housing Group LimitedNewton AbbotAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Joanne Michelle Giddy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Joanne Michelle Giddy FCA authorised?
Yes, Joanne Michelle Giddy (FRN 669961) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Joanne Michelle Giddy’s phone number and website?
The FCA register lists the phone number 01803 866166 and the website hygeia.co.uk for Joanne Michelle Giddy. If you were given different contact details, use these to check with the firm before going any further.
Is Joanne Michelle Giddy a scam or clone?
Joanne Michelle Giddy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Joanne Michelle Giddy?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Joanne Michelle Giddy handles your money, so check the specific product before you commit. You can also refer complaints about Joanne Michelle Giddy to the Financial Ombudsman Service, free of charge.
Does Joanne Michelle Giddy use any other names?
It trades as Hygeia Dental Care.

Sources and links

The full report on Joanne Michelle Giddy

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