John Banks Limited

Reference number: 1032871

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Itc Compliance Limited Reference number: 313486 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John Banks Limited (FRN 1032871) is an AR of Itc Compliance Limited (FRN 313486). When you use John Banks's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John Banks, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When johnbanks.co.uk first appeared online, and whether it can receive email
  • What kind of line 01284 770405 is
  • Who else gives the postcode IP32 7AR
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Other names (15)

If you were contacted under any of these names, it is this firm.

  • Alpine, Renault Dacia Cambridge Trading name
  • Approved Used Cars Trading name
  • Honda Bury St. Edmunds Trading name
  • Honda Cambridge Trading name
  • Honda Colchester Trading name
  • Honda Ipswich Trading name
  • Honda Motorcycles Bury St. Edmunds Trading name
  • Honda Motorcycles Cambridge Trading name
  • Hyundai Cambridge Trading name
  • John Banks Motorcycles Colchester Trading name
  • Mazda Colchester Trading name
  • Renault, Dacia & Alpine Colchester Trading name
  • Renault & Dacia Ipswich Trading name
  • Suzuki Bury St. Edmunds Trading name
  • Suzuki Ipswich Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01831725
Company status
Active
Company type
Private limited company
Incorporated
11 July 1984 (42 years old)
Registered office
Honda House Kempson Way, Moreton Hall, Bury St Edmunds, Suffolk, IP32 7AR, United Kingdom
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
Justin Carl Banks Director Jul 1970 31 Jan 1997 4 other companies
Mark John Banks Director Sep 1967 31 Jan 1997 1 other company
Melanie Koren Hayley Banks-Browne Director Jun 1965 24 Jan 2000 5 other companies
Christopher Hepton Director Jan 1963 1 Jan 2012 3 other companies
Edward Kreckler Director Jul 1979 1 Apr 2023 1 other company
Melanie Koren Hayley Banks-Browne Secretary Not published 15 Nov 2007 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
run together
4

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 5 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsAudited

Profit before tax

−£40.0k

−101% from £3.57m

Net assets

£2.72m

−19% from £3.35m

Cash at bank

£18.6k

−91% from £196k

Owed within a year

£24.3m

+77% from £13.7m

Profit before tax

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01831725. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

John Banks’s history from the FCA register and Companies House, newest first.

Key events (5) All events (32)

2025

16 June 2025

  • Became an appointed representative

FCA register

2022

7 September 2022

  • John Banks Group Holdings took control (75–100% of shares)
  • John Eric Banks stopped being the majority owner

Companies House

2016

6 April 2016

  • John Eric Banks became the majority owner (50–75% of shares)

Companies House

1984

11 July 1984

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (5 shown here)
  • Every director appointment and resignation: 12
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Firms connected to John Banks

Other FCA-listed firms that share a director, phone number or address with John Banks. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like John Banks

Other firms of the same type (car dealer), nearest first.

In the Ipswich (IP) postcode area

DWT111 LimitedFelixstoweAppointed representativeA W & D Hammond LimitedAppointed representativeA&h Autos LimitedIpswichAppointed representativeDrc Auto Sales LtdSaxmundhamAppointed representativeDriveswitch LtdIpswichAppointed representativeEMG Anglia LimitedBury St. EdmundsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Banks

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 32 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is John Banks Limited FCA authorised?
John Banks Limited (FRN 1032871) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Banks?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Banks Limited (FRN 1032871) is an AR of Itc Compliance Limited (FRN 313486). When you use John Banks's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Banks, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Banks’ phone number and website?
The FCA register lists the phone number 01284 770405 and the website johnbanks.co.uk for John Banks. If you were given different contact details, use these to check with the firm before going any further.
Is John Banks a scam or clone?
John Banks is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Banks?
Protection works through Itc Compliance Limited, the principal firm responsible for John Banks's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns John Banks?
John Banks is owned by John Banks Group Holdings, which holds 75–100% of shares and 75–100% of votes, since 7 September 2022. Before that, it was controlled by Mr John Eric Banks.
Who runs John Banks?
Companies House lists 5 directors of John Banks: Justin Carl Banks, Mark John Banks, Melanie Koren Hayley Banks-Browne, Christopher Hepton and Edward Kreckler.
How long has John Banks been in business?
The company was formed on 11 July 1984.
What do John Banks’ latest accounts show?
Its latest accounts, to 31 December 2024, show profit before tax of −£40.0k (−101% from £3.57m) and net assets of £2.72m (−19% from £3.35m).
Does John Banks use any other names?
It trades as Alpine, Renault Dacia Cambridge, Approved Used Cars, Honda Bury St. Edmunds, Honda Cambridge and Honda Colchester, and 10 more names.

Sources and links

The full report on John Banks Limited

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