John Blackwood

Reference number: 192250

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Appointed representative

John Blackwood does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John Blackwood (FRN 192250) is an AR of Sesame Limited (FRN 150427). When you use John Blackwood's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John Blackwood, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07939 576008

  • Address

    Virtue Financial, 189 Richmond Road, Twickenham, Richmond Upon Thames, TW1 2NJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07939 576008 is
  • Who else gives the postcode TW1 2NJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Virtue Financial Trading name
  • Virtue Financial (K559) Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

John Blackwood’s history from the FCA register and Companies House, newest first.

2023

27 January 2023

  • Changed its registered name from "Virtue Financial (K559)"
  • Began trading as "Virtue Financial"

FCA register

2000

16 February 2000

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to John Blackwood

Other FCA-listed firms that share a director, phone number or address with John Blackwood. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like John Blackwood

Other firms of the same type (mortgage adviser or broker), nearest first.

In Twickenham

Goodwin Kennah Mortgage SolutionsTwickenhamAppointed representativeJason SimpsonTwickenhamAppointed representativeAmg Financial Management LtdTwickenhamAuthorisedBaneberry Finance LimitedTwickenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Blackwood

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is John Blackwood FCA authorised?
John Blackwood (FRN 192250) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Blackwood?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Blackwood (FRN 192250) is an AR of Sesame Limited (FRN 150427). When you use John Blackwood's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Blackwood, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Blackwood’s phone number?
The FCA register lists the phone number 07939 576008 for John Blackwood. If you were given different contact details, use these to check with the firm before going any further.
Is John Blackwood a scam or clone?
John Blackwood is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Blackwood?
Protection works through Sesame Limited, the principal firm responsible for John Blackwood's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does John Blackwood use any other names?
It trades as Virtue Financial. It has previously used the name Virtue Financial (K559).

Sources and links

The full report on John Blackwood

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