John Clements

Reference number: 608733

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Appointed representative

John Clements does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John Clements (FRN 608733) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use John Clements's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John Clements, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When truenorthfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01908 014255 is
  • Who else gives the postcode MK16 8AQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • True North Financial Planning Trading name
  • John Clements Wealth Management Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

John Clements’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2013

14 October 2013

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms connected to John Clements

Other FCA-listed firms that share a director, phone number or address with John Clements. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like John Clements

Other firms of the same type (financial adviser), nearest first.

In Newport Pagnell

Barry WillsNewport PagnellAppointed representativeGray Fairlie Wealth Management LtdNewport PagnellAppointed representativeOctagon Financial Advice LtdNewport PagnellAppointed representativeSecure Financial Planning LtdNewport PagnellAppointed representativeTwo Shires Wealth Management LtdNewport PagnellAuthorisedLewis Christopher LimitedNewport PagnellAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Clements

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is John Clements FCA authorised?
John Clements (FRN 608733) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Clements?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Clements (FRN 608733) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use John Clements's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Clements, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Clements’ phone number and website?
The FCA register lists the phone number 01908 014255 and the website truenorthfp.co.uk for John Clements. If you were given different contact details, use these to check with the firm before going any further.
Is John Clements a scam or clone?
John Clements is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Clements?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for John Clements's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does John Clements use any other names?
It trades as True North Financial Planning. It has previously used the name John Clements Wealth Management.

Sources and links

The full report on John Clements

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