John Fowler Holidays Limited

Reference number: 415959

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John Fowler Holidays Limited (FRN 415959) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use John Fowler Holidays's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John Fowler Holidays, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When johnfowlerholidays.com first appeared online, and whether it can receive email
  • What kind of line 01271 866766 is
  • Who else gives the postcode EX31 3TL
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Other names (22)

If you were contacted under any of these names, it is this firm.

  • Cardigan Bay Holiday Park Trading name
  • Combe Martin Beach Holiday Park Trading name
  • Killigarth Manor Holiday Park Trading name
  • LLanrhidian Holiday Park Trading name
  • Perran View Holiday Park Trading name
  • Ruda Holiday Park Trading name
  • Sandaway Beach Holiday Park Trading name
  • Sandyglade Holiday Park Trading name
  • South Bay Holiday Park Trading name
  • St Ives Holiday Village Trading name
  • Tolroy Manor Holiday Park Trading name
  • Trelawne Manor Holiday Park Trading name
  • Widemouth Bay Caravan Park Trading name
  • Devon Coast Holiday Park Former trading name
  • Golden Coast Holiday Park Former trading name
  • Ilfracombe Holiday Park Former trading name
  • Ilframcombe Holiday Park Former trading name
  • Kenegie Manor Former trading name
  • Kenegie Manor Holiday Park Former trading name
  • Killigarth Manor Former trading name
  • Sandyglade Caravan Park Former trading name
  • Westward Ho Beach Holiday park Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00834652
Company status
Active
Company type
Private limited company
Incorporated
19 January 1965 (61 years old)
Registered office
Liberty Court, Roundswell Business Park, Barnstaple, Devon, EX31 3TL, United Kingdom
Nature of business
  • Holiday centres and villages (SIC 55201)

Directors and company secretaries

Name Role Born Appointed Other companies
Susan Kathryn Steer Fowler Director Aug 1955 22 Feb 1999 None
Suzy-Emma Sheila Steer Fowler Director Aug 1982 27 Sep 2013 None
Daisy Janine Victoria Steer Fowler Director Jan 1991 23 Oct 2013 None
Matthew William John Steer-Fowler Director May 1990 1 Mar 2022 2 other companies
John Edward Alexander Steer-Fowler Director Oct 1992 1 Mar 2022 2 other companies
Oliver Joshua John Steer-Fowler Director Jun 1988 1 Mar 2022 3 other companies
John Martyn William Steer-Fowler (Dr) Director Apr 1962 Not published 1 other company
John Martyn William Steer-Fowler (Dr) Secretary Not published 31 Oct 2007 1 other company

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
run together
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 7 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsAudited

Turnover

£37.1m

+2.3% from £36.3m

Profit before tax

£33.3k

−98% from £1.60m

Net assets

£102.2m

<1% from £102.7m

Cash at bank

£78.4k

−90% from £821k

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00834652. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

John Fowler Holidays’s history from the FCA register and Companies House, newest first.

Key events (8) All events (47)

2017

11 September 2017

  • John Fowler Holdings Limited became the majority owner (50–75% of shares)
  • John Martyn William Steer-Fowler stopped being a part-owner
  • Susan Kathryn Steer Fowler stopped being a part-owner

Companies House

2016

6 April 2016

  • John Martyn William Steer-Fowler became a part-owner (25–50% of shares)
  • Susan Kathryn Steer Fowler became a part-owner (25–50% of shares)
  • Susan Kathryn Steer-Fowler became a part-owner (25–50% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1965

19 January 1965

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Get the full report on John Fowler Holidays

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 47 events in its history

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Frequently asked questions about this firm

Is John Fowler Holidays Limited FCA authorised?
John Fowler Holidays Limited (FRN 415959) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Fowler Holidays?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Fowler Holidays Limited (FRN 415959) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use John Fowler Holidays's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Fowler Holidays, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Fowler Holidays’ phone number and website?
The FCA register lists the phone number 01271 866766 and the website johnfowlerholidays.com for John Fowler Holidays. If you were given different contact details, use these to check with the firm before going any further.
Is John Fowler Holidays a scam or clone?
John Fowler Holidays is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Fowler Holidays?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for John Fowler Holidays's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns John Fowler Holidays?
John Fowler Holidays is owned by John Fowler Holdings Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 11 September 2017. Before that, it was controlled by Susan Kathryn Steer Fowler and Dr John Martyn William Steer-Fowler.
Who runs John Fowler Holidays?
Companies House lists 7 directors of John Fowler Holidays: Susan Kathryn Steer Fowler, Suzy-Emma Sheila Steer Fowler, Daisy Janine Victoria Steer Fowler, Matthew William John Steer-Fowler, John Edward Alexander Steer-Fowler, Oliver Joshua John Steer-Fowler and 1 more.
How long has John Fowler Holidays been in business?
The company was formed on 19 January 1965.
What do John Fowler Holidays’ latest accounts show?
Its latest accounts, to 31 October 2025, show turnover of £37.1m (+2.3% from £36.3m) and profit before tax of £33.3k (−98% from £1.60m).
Does John Fowler Holidays use any other names?
It trades as Cardigan Bay Holiday Park, Combe Martin Beach Holiday Park, Killigarth Manor Holiday Park, LLanrhidian Holiday Park and Perran View Holiday Park, and 8 more names. It has previously used 9 other names, including Devon Coast Holiday Park, Golden Coast Holiday Park and Ilfracombe Holiday Park.

Sources and links

The full report on John Fowler Holidays Limited

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