John Goldsmith Ltd

Reference number: 1030555

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ASHI Group Limited Reference number: 302334 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JOHN GOLDSMITH LTD (FRN 1030555) is an AR of ASHI Group Limited (FRN 302334). When you use JOHN GOLDSMITH's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JOHN GOLDSMITH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07985 411060

  • Address

    22 Greenhayes Avenue, Banstead, Surrey, SM7 2JE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07985 411060 is
  • Who else gives the postcode SM7 2JE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ASHI Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
Company number
12717219
Company status
Active
Company type
Private limited company
Incorporated
3 July 2020 (6 years old)
Registered office
16 Partridge Mead, Banstead, Surrey, SM7 1LS, England
Nature of business
  • Agents specialised in the sale of other particular products (SIC 46180)

Directors and company secretaries

Name Role Born Appointed Other companies
John Goldsmith Director Feb 1955 3 Jul 2020 None
Susan Sally Goldsmith Director May 1961 3 Jul 2020 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 July 2023Micro-entity accountsNot audited

Net assets

£9,003

+69% from £5,312

Employees (average)

2

Same as 2

Owed within a year

£12.1k

+34% from £9,048

Its next accounts are overdue at Companies House.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12717219. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

John Goldsmith’s history from the FCA register and Companies House, newest first.

2025

27 March 2025

  • Became an appointed representative

FCA register

2020

3 July 2020

  • Incorporated at Companies House
  • John Goldsmith became a part-owner (25–50% of shares)
  • Susan Sally Goldsmith became a part-owner (25–50% of shares)
  • John Goldsmith appointed as a director
  • Susan Sally Goldsmith appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like John Goldsmith

Other firms of the same type (credit broker), nearest first.

In the Sutton (SM) postcode area

Collingwood School LimitedWallingtonAppointed representativeComplete Financial Fitness LtdSuttonAppointed representativeMBA Commercial Lending LimitedSuttonAppointed representativeChrono Corner LtdSuttonAppointed representativeEstia Learning Group LimitedMordenAppointed representativeHomefield Preparatory School Trust LimitedSuttonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Goldsmith

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is John Goldsmith Ltd FCA authorised?
John Goldsmith Ltd (FRN 1030555) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Goldsmith?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Goldsmith Ltd (FRN 1030555) is an AR of ASHI Group Limited (FRN 302334). When you use John Goldsmith's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Goldsmith, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Goldsmith’s phone number?
The FCA register lists the phone number 07985 411060 for John Goldsmith. If you were given different contact details, use these to check with the firm before going any further.
Is John Goldsmith a scam or clone?
John Goldsmith is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Goldsmith?
Protection works through ASHI Group Limited, the principal firm responsible for John Goldsmith's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns John Goldsmith?
Companies House lists 2 people with significant control of John Goldsmith: Mr John Goldsmith (25–50% of shares) and Mrs Susan Sally Goldsmith (25–50% of shares).
Who runs John Goldsmith?
Companies House lists 2 directors of John Goldsmith: John Goldsmith and Susan Sally Goldsmith.
How long has John Goldsmith been in business?
The company was formed on 3 July 2020.
What do John Goldsmith’s latest accounts show?
Its latest accounts, to 31 July 2023, show net assets of £9,003 (+69% from £5,312). Its accounts are overdue at Companies House.

Sources and links

The full report on John Goldsmith Ltd

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