John H McNae Ltd.

Reference number: 660016

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mcnae.net first appeared online, and whether it can receive email
  • What kind of line 01292 541920 is
  • Who else gives the postcode KA5 5NX
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC294906
Company status
Active
Company type
Private limited company
Incorporated
28 December 2005 (20 years old)
Registered office
Mayfield, Yett, Tarbolton, Ayrshire, KA5 5NX
Nature of business
  • Wholesale of agricultural machinery, equipment and supplies (SIC 46610)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Mcnae Director Dec 1972 28 Dec 2005 None
John Howie Mcnae Director Jul 1949 28 Dec 2005 None
Mary Graham Mcnae Director Oct 1948 28 Dec 2005 None
Neil Mcnae Director Oct 1975 9 Jan 2006 None
Mary Graham Mcnae Secretary Not published 28 Dec 2005 None

In the full report: every company its directors have run

  • Confirmation that these 4 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£2.17m

+10% from £1.97m

Cash at bank

£695k

+81% from £384k

Owed within a year

£1.32m

−8.1% from £1.43m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC294906. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

John H McNae’s history from the FCA register and Companies House, newest first.

Key events (9) All events (15)

2023

18 July 2023

  • Andrew McNae became a part-owner (25–50% of shares)
  • John Howie McNae stopped being a part-owner
  • Mary Graham McNae stopped being a part-owner
  • Neil McNae became a part-owner (25–50% of shares)

Companies House

2016

18 October 2016

  • John Howie McNae became a part-owner (25–50% of shares)
  • Mary Graham McNae became a part-owner (25–50% of shares)

Companies House

2015

6 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2005

28 December 2005

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 4
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Firms like John H McNae

Other firms of the same type (credit broker), nearest first.

In Mauchline

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John H McNae

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is John H McNae Ltd. FCA authorised?
Yes, John H McNae Ltd. (FRN 660016) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is John H McNae’s phone number and website?
The FCA register lists the phone number 01292 541920 and the website mcnae.net for John H McNae. If you were given different contact details, use these to check with the firm before going any further.
Is John H McNae a scam or clone?
John H McNae is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John H McNae?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how John H McNae handles your money, so check the specific product before you commit. You can also refer complaints about John H McNae to the Financial Ombudsman Service, free of charge.
Who owns John H McNae?
Companies House lists 2 people with significant control of John H McNae: Mr Neil McNae (25–50% of shares) and Mr Andrew McNae (25–50% of shares). Before that, it was controlled by Mrs Mary Graham McNae and Mr John Howie McNae.
Who runs John H McNae?
Companies House lists 4 directors of John H McNae: Andrew McNae, John Howie McNae, Mary Graham McNae and Neil McNae.
How long has John H McNae been in business?
The company was formed on 28 December 2005, and has held its current FCA authorisation since February 2015.
What do John H McNae’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.17m (+10% from £1.97m) and cash at bank of £695k (+81% from £384k).

Sources and links

The full report on John H McNae Ltd.

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