John Lees Equity Release & Mortgage Solutions Ltd

Reference number: 708462

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John Lees Equity Release & Mortgage Solutions Ltd (FRN 708462) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use John Lees Equity Release & Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John Lees Equity Release & Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01386 438710

  • Address

    Woodcote, High Street, Mickleton, Chipping Campden, Gloucestershire, GL55 6RN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01386 438710 is
  • Who else gives the postcode GL55 6RN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • John Lees Former name
  • John Lees- Mortgages & Estate Planning Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14576357
Company status
Active
Company type
Private limited company
Incorporated
6 January 2023 (3 years old)
Registered office
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
John Edward Ralph Lees Director Jun 1967 6 Jan 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£22

Up £17 from £5

Employees (average)

1

Same as 1

Owed within a year

£6,499

+86% from £3,492

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14576357. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2023

13 April 2023

  • Changed its registered name from "John Lees"

FCA register

6 January 2023

  • Incorporated at Companies House
  • John Edward Ralph Lees took control (75–100% of shares)

Companies House

2015

29 June 2015

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Similar firms

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chipping Campden

Campden Brook LimitedChipping CampdenAppointed representativeCampden FinancialChipping CampdenAppointed representative

In the Gloucester (GL) postcode area

Aimee TovarGloucesterAppointed representativeAJM Mortgages and Financial Services LimitedAppointed representativeAndrew PrescottCheltenhamAppointed representativeArbol Europe GmbH, UK BranchGloucesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is John Lees Equity Release & Mortgage Solutions Ltd FCA authorised?
John Lees Equity Release & Mortgage Solutions Ltd (FRN 708462) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Lees Equity Release & Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Lees Equity Release & Mortgage Solutions Ltd (FRN 708462) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use John Lees Equity Release & Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Lees Equity Release & Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Lees Equity Release & Mortgage Solutions’ phone number?
The FCA register lists the phone number 01386 438710 for John Lees Equity Release & Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is John Lees Equity Release & Mortgage Solutions a scam or clone?
John Lees Equity Release & Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Lees Equity Release & Mortgage Solutions?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for John Lees Equity Release & Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns John Lees Equity Release & Mortgage Solutions?
Companies House lists one person with significant control of John Lees Equity Release & Mortgage Solutions: Mr John Edward Ralph Lees (75–100% of shares).
Who runs John Lees Equity Release & Mortgage Solutions?
Companies House lists one director of John Lees Equity Release & Mortgage Solutions: John Edward Ralph Lees.
How long has John Lees Equity Release & Mortgage Solutions been in business?
The company was formed on 6 January 2023.
What do John Lees Equity Release & Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £22 (up £17 from £5).
Does John Lees Equity Release & Mortgage Solutions use any other names?
It has previously used 2 other names: John Lees and John Lees- Mortgages & Estate Planning.

Sources and links

The full report on John Lees Equity Release & Mortgage Solutions Ltd

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