John Paton (Insurance Services) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1986
Accounts filed up to 31 March 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

patonsinsurance.co.uk (opens in a new tab)
Phone number

0151 538 1313
Address

Unit 9, Connect Business Village, 24 Derby Road, Liverpool, Merseyside, L5 9PR, United Kingdom

In the full report: 3 background checks

When patonsinsurance.co.uk first appeared online, and whether it can receive email
What kind of line 0151 538 1313 is
Who else gives the postcode L5 9PR

Other names (8)

If you were contacted under any of these names, it is this firm.

Cabshield Trading name: A name it trades under now.
Patons Trading name: A name it trades under now.
Patons Insurance Trading name: A name it trades under now.
Sureplan Insurance Trading name: A name it trades under now.
Sureplan Insurance Brokers Trading name: A name it trades under now.
TaxiCover Trading name: A name it trades under now.
TaxiTwizy Former trading name: A name it used to trade under.
Taxiworld Insurance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (9 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt Administration
Debt-collecting
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC101060 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 26 September 1986 (40 years old)
Registered office: 40 Charles Street, Glasgow, G21 2PB, Scotland
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Darren Peter Roberts	Director	Jul 1971	1 Feb 2018	10 other companies
Joanne Elizabeth Noonan	Director	Jul 1972	26 Nov 2021	None
Matthew Jonathan Chadwick	Director	Apr 1978	26 Nov 2021	1 other company
William Paton	Director	Jun 1953	Not published	19 other companies
Gail Patricia Mckendrick	Secretary	Not published	13 May 2011	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 29
closed down: 19
are FCA-registered: 2

In the full report: all 29 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register, including one no longer authorised
The 1 company these 4 directors run together
All 10 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Small company accountsAudited

Net assets

£2.26m

+17% from £1.93m

Cash at bank

£2.09m

+47% from £1.42m

Employees (average)

74

+12% from 66

Owed within a year

£3.01m

+18% from £2.55m

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC101060. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

John Paton (Insurance Services)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (29)

2016

6 April 2016

John Paton & Son (Holdings) Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1986

26 September 1986

Incorporated at Companies House

Companies House

In the full report: all 29 events

All 29 events in its history (5 shown here)
Every director appointment and resignation: 11

Firms connected to John Paton (Insurance Services)

Other FCA-listed firms that share a director, phone number or address with John Paton (Insurance Services). A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 6
share a director: 2
share its postcode: 5

In the full report: all 6 connected firms, named

How each is linked: shared directors (2), the same postcode (5)
Who links each one: the named directors, with dates

Firms like John Paton (Insurance Services)

Other firms of the same type (insurance broker), nearest first.

In Liverpool

Butterworth Spengler Commercial LimitedLiverpoolAuthorised Carpenters LimitedLiverpoolAuthorised Coeus Insurance Management LimitedLiverpoolAuthorised Griffiths & ArmourLiverpoolSee the register Jb Brokers LimitedLiverpoolAuthorised M.r. Bloor & Co LimitedLiverpoolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Paton (Insurance Services)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

29 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 29 events in its history
6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is John Paton (Insurance Services) Limited FCA authorised?

Yes, John Paton (Insurance Services) Limited (FRN 312537) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is John Paton (Insurance Services)’s phone number and website?

The FCA register lists the phone number 0151 538 1313 and the website patonsinsurance.co.uk for John Paton (Insurance Services). If you were given different contact details, use these to check with the firm before going any further.

Is John Paton (Insurance Services) a scam or clone?

John Paton (Insurance Services) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with John Paton (Insurance Services)?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about John Paton (Insurance Services) to the Financial Ombudsman Service, free of charge.

Who owns John Paton (Insurance Services)?

John Paton (Insurance Services) is owned by John Paton & Son (Holdings) Limited, which holds 75–100% of shares, since 6 April 2016.

Who runs John Paton (Insurance Services)?

Companies House lists 4 directors of John Paton (Insurance Services): Darren Peter Roberts, Joanne Elizabeth Noonan, Matthew Jonathan Chadwick and William Paton.

How long has John Paton (Insurance Services) been in business?

The company was formed on 26 September 1986, and has held its current FCA authorisation since January 2005.

What do John Paton (Insurance Services)’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £2.26m (+17% from £1.93m) and cash at bank of £2.09m (+47% from £1.42m).

Does John Paton (Insurance Services) use any other names?

It trades as Cabshield, Patons, Patons Insurance, Sureplan Insurance and Sureplan Insurance Brokers, and 1 more names. It has previously used 2 other names: TaxiTwizy and Taxiworld Insurance.