Appointed representative
John Roderick MacAskill does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- John Roderick MacAskill (FRN 412689) is an AR of HL Partnership Limited (FRN 303397). When you use John Roderick MacAskill's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from John Roderick MacAskill, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
4 Ardhasaig, Isle of Harris, HS3 3AJ, United Kingdom
In the full report: 3 background checks
- When mmabs.co.uk first appeared online, and whether it can receive email
- What kind of line 01851 605000 is
- Who else gives the postcode HS3 3AJ
Other names (5)
If you were contacted under any of these names, it is this firm.
- Highlands & Islands Retirement Mortgage Solutions Trading name: A name it trades under now.
- MacAskill Mortgage & Business Services Trading name: A name it trades under now.
- MacAskill Mortgage & Insurance Services Trading name: A name it trades under now.
- Northern Equity Release Services Trading name: A name it trades under now.
- Highlands & Islands Retirement Mortgage Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
John Roderick MacAskill’s history from the FCA register and Companies House, newest first.
2011
15 June 2011
- Changed its registered name from "Macaskill Mortgage & Business Services"
FCA register
2004
31 October 2004
- Became an appointed representative
FCA register
In the full report: all 8 events
- All 8 events in its history (2 shown here)
Firms connected to John Roderick MacAskill
Other FCA-listed firms that share a director, phone number or address with John Roderick MacAskill. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like John Roderick MacAskill
Other firms of the same type (mortgage adviser or broker), nearest first.
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on John Roderick MacAskill
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 background checks on its contact details
- All 8 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is John Roderick MacAskill FCA authorised?
What does appointed representative mean for John Roderick MacAskill?
What is John Roderick MacAskill’s phone number and website?
Is John Roderick MacAskill a scam or clone?
Is my money safe with John Roderick MacAskill?
Does John Roderick MacAskill use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk