Appointed representative
John Tibble does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
ValidPath Limited Reference number: 197107 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- John Tibble (FRN 630313) is an AR of ValidPath Limited (FRN 197107). When you use John Tibble's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from John Tibble, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
The Limes, Bayshill Road, Cheltenham, Gloucestershire, GL50 3AW, United Kingdom
In the full report: 2 background checks
- What kind of line 01242 248181 is
- Who else gives the postcode GL50 3AW
Other names (1)
If you were contacted under any of these names, it is this firm.
- Aspire Financial Planning Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
John Tibble’s history from the FCA register and Companies House, newest first.
2014
18 August 2014
- Became an appointed representative
- Began trading as "Aspire Financial Planning"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to John Tibble
Other FCA-listed firms that share a director, phone number or address with John Tibble. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like John Tibble
Other firms of the same type (financial adviser), nearest first.
In Cheltenham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on John Tibble
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 2 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is John Tibble FCA authorised?
What does appointed representative mean for John Tibble?
What is John Tibble’s phone number?
Is John Tibble a scam or clone?
Is my money safe with John Tibble?
Does John Tibble use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk