John Tibble

Reference number: 630313

Instant download

Appointed representative

John Tibble does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John Tibble (FRN 630313) is an AR of ValidPath Limited (FRN 197107). When you use John Tibble's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John Tibble, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01242 248181

  • Address

    The Limes, Bayshill Road, Cheltenham, Gloucestershire, GL50 3AW, United Kingdom

In the full report: 2 background checks

  • What kind of line 01242 248181 is
  • Who else gives the postcode GL50 3AW
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Aspire Financial Planning Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

John Tibble’s history from the FCA register and Companies House, newest first.

2014

18 August 2014

  • Became an appointed representative
  • Began trading as "Aspire Financial Planning"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to John Tibble

Other FCA-listed firms that share a director, phone number or address with John Tibble. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like John Tibble

Other firms of the same type (financial adviser), nearest first.

In Cheltenham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Tibble

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is John Tibble FCA authorised?
John Tibble (FRN 630313) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Tibble?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Tibble (FRN 630313) is an AR of ValidPath Limited (FRN 197107). When you use John Tibble's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Tibble, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Tibble’s phone number?
The FCA register lists the phone number 01242 248181 for John Tibble. If you were given different contact details, use these to check with the firm before going any further.
Is John Tibble a scam or clone?
John Tibble is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Tibble?
Protection works through ValidPath Limited, the principal firm responsible for John Tibble's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does John Tibble use any other names?
It trades as Aspire Financial Planning.

Sources and links

The full report on John Tibble

£19.99 · Instant PDF download

Loading secure checkout…