Johnstone and Co Financial Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 4 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 January 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

johnstone.uk.net (opens in a new tab)
Phone number

01628 522822
Address

1A The Courtyard, Furlong Road, Bourne End, SL8 5AU, United Kingdom

In the full report: 3 background checks

When johnstone.uk.net first appeared online, and whether it can receive email
What kind of line 01628 522822 is
Who else gives the postcode SL8 5AU

Other names (1)

If you were contacted under any of these names, it is this firm.

Johnstone and CO Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (15 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11799552 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 31 January 2019 (7 years old)
Registered office: 1a, The Courtyard, Furlong Road, Bourne End, SL8 5AU, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)
Life insurance (SIC 65110)
Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Howard Robert Johnstone	Director	Jan 1957	31 Jan 2019	2 other companies
William Harry Johnstone	Director	Feb 1992	31 Jan 2019	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£218k

+24% from £175k

Employees (average)

5

Same as 5

Owed within a year

£106k

+70% from £62.1k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11799552. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Johnstone and Co Financial Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2022

17 May 2022

Regulated by the FCA from this date
FCA imposed a requirement (Firm to abide by Deed Poll regarding past business.)
Became authorised by the FCA

FCA register

2019

31 January 2019

Incorporated at Companies House
Howard Robert Johnstone took control (75–100% of shares)
William Harry Johnstone gained significant control

Companies House

In the full report: all 11 events

All 11 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms like Johnstone and Co Financial Services

Other firms of the same type (financial adviser), nearest first.

In Bourne End

Alex James Independent Financial Advisers LtdBourne EndAuthorised Business & Personal Investment LimitedBourne EndAuthorised Everall Rolfe Associates LimitedBourne EndAuthorised Tony Akram PartnershipBourne EndAppointed representative Yannick Le TouzeBourne EndAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Johnstone and Co Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 11 events in its history

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Frequently asked questions about this firm

Is Johnstone and Co Financial Services Limited FCA authorised?

Yes, Johnstone and Co Financial Services Limited (FRN 963983) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2022 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Johnstone and Co Financial Services’ phone number and website?

The FCA register lists the phone number 01628 522822 and the website johnstone.uk.net for Johnstone and Co Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is Johnstone and Co Financial Services a scam or clone?

Johnstone and Co Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Johnstone and Co Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Johnstone and Co Financial Services to the Financial Ombudsman Service, free of charge.

Who owns Johnstone and Co Financial Services?

Companies House lists 2 people with significant control of Johnstone and Co Financial Services: Mr Howard Robert Johnstone (75–100% of shares) and Mr William Harry Johnstone (significant influence or control).

Who runs Johnstone and Co Financial Services?

Companies House lists 2 directors of Johnstone and Co Financial Services: Howard Robert Johnstone and William Harry Johnstone.

How long has Johnstone and Co Financial Services been in business?

The company was formed on 31 January 2019, and has held its current FCA authorisation since May 2022.

What do Johnstone and Co Financial Services’ latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £218k (+24% from £175k).

Does Johnstone and Co Financial Services use any other names?

It trades as Johnstone and CO.