Joint Premium Finance Limited

Reference number: 722579

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0115 939 4747

  • Address

    160 Derby Road, Stapleford, Nottingham, Nottinghamshire, NG9 7AY, United Kingdom

In the full report: 2 background checks

  • What kind of line 0115 939 4747 is, and the other firm that gives it
  • Who else gives the postcode NG9 7AY
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 February 2006 (20 years old)
Registered office
2 & 3 Charter Point Way, Ashby-De-La-Zouch, Leicestershire, LE65 1NF, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen John Eyre Director Mar 1969 10 Jul 2006 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Full accountsNot audited

Total equity

£59.9k

No earlier figure to compare

Cash at bank

£23.3k

+132% from £10.1k

Owed within a year

£72.1k

No earlier figure to compare

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05707961. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Joint Premium Finance’s history from the FCA register and Companies House, newest first.

2024

24 July 2024

  • Wendy Eyre stopped being a part-owner

Companies House

2016

6 April 2016

  • Stephen John Eyre took control (75–100% of shares)
  • Wendy Eyre became a part-owner (25–50% of shares)

Companies House

26 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2006

13 February 2006

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Joint Premium Finance

Other FCA-listed firms that share a director, phone number or address with Joint Premium Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Joint Premium Finance

Other firms of the same type (lender), nearest first.

In Nottingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Joint Premium Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Joint Premium Finance Limited FCA authorised?
Yes, Joint Premium Finance Limited (FRN 722579) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Joint Premium Finance’s phone number?
The FCA register lists the phone number 0115 939 4747 for Joint Premium Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Joint Premium Finance a scam or clone?
Joint Premium Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Joint Premium Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Joint Premium Finance handles your money, so check the specific product before you commit. You can also refer complaints about Joint Premium Finance to the Financial Ombudsman Service, free of charge.
Who owns Joint Premium Finance?
Companies House lists one person with significant control of Joint Premium Finance: Mr Stephen John Eyre (75–100% of shares). Before that, it was controlled by Mrs Wendy Eyre.
Who runs Joint Premium Finance?
Companies House lists one director of Joint Premium Finance: Stephen John Eyre.
How long has Joint Premium Finance been in business?
The company was formed on 13 February 2006, and has held its current FCA authorisation since February 2016.
What do Joint Premium Finance’s latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £59.9k (no earlier figure to compare) and cash at bank of £23.3k (+132% from £10.1k).

Sources and links

The full report on Joint Premium Finance Limited

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