Jolt Funding Ltd

Reference number: 1032704

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

White Rose Finance Group Limited Reference number: 630772 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jolt Funding Ltd (FRN 1032704) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Jolt Funding's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jolt Funding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When joltfunding.co.uk first appeared online, and whether it can receive email
  • What kind of line 07465 703685 is
  • Whether W1W 5PF is a shared office: 136 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15736283
Company status
Active
Company type
Private limited company
Incorporated
23 May 2024 (2 years old)
Registered office
167-169 Great Portland Street, London, W1W 5PF, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
John Campbell Costello Director Oct 1979 23 May 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

−£24.9k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£28.0k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £24.9k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15736283. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jolt Funding’s history from the FCA register and Companies House, newest first.

2025

23 May 2025

  • Became an appointed representative
  • Began trading as "Jolt Funding"

FCA register

2024

23 May 2024

  • Incorporated at Companies House
  • John Campbell Costello took control (75–100% of shares)
  • John Campbell Costello appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Jolt Funding

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jolt Funding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 5 events in its history

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Frequently asked questions about this firm

Is Jolt Funding Ltd FCA authorised?
Jolt Funding Ltd (FRN 1032704) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jolt Funding?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jolt Funding Ltd (FRN 1032704) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Jolt Funding's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jolt Funding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jolt Funding’s phone number and website?
The FCA register lists the phone number 07465 703685 and the website joltfunding.co.uk for Jolt Funding. If you were given different contact details, use these to check with the firm before going any further.
Is Jolt Funding a scam or clone?
Jolt Funding is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jolt Funding?
Protection works through White Rose Finance Group Limited, the principal firm responsible for Jolt Funding's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Jolt Funding?
Companies House lists one person with significant control of Jolt Funding: John Campbell Costello (75–100% of shares).
Who runs Jolt Funding?
Companies House lists one director of Jolt Funding: John Campbell Costello.
How long has Jolt Funding been in business?
The company was formed on 23 May 2024.
What do Jolt Funding’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of −£24.9k (no earlier figure to compare).

Sources and links

The full report on Jolt Funding Ltd

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