Jonathan Smith Consulting Ltd

Reference number: 654937

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jonathan Smith Consulting Ltd (FRN 654937) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Jonathan Smith Consulting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jonathan Smith Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jonathansmithconsulting.co.uk first appeared online, and whether it can receive email
  • What kind of line 07780 585751 is
  • Who else gives the postcode FK14 7AW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Jonathan Smith Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC471857
Company status
Active
Company type
Private limited company
Incorporated
7 March 2014 (12 years old)
Registered office
4 Allsop Place, Dollar, FK14 7AW, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Smith Director Dec 1982 7 Mar 2014 None
Sharon Smith Director Nov 1977 1 Oct 2019 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Total equity

£294

Up £165 from £129

Employees (average)

3

Same as 3

Owed within a year

£70.7k

+7.7% from £65.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC471857. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jonathan Smith Consulting’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

6 April 2016

  • Jonathan Smith became a part-owner (25–50% of shares)
  • Sharon Smith became a part-owner (25–50% of shares)

Companies House

2014

20 November 2014

  • Became an appointed representative

FCA register

7 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Jonathan Smith Consulting

Other firms of the same type (financial adviser), nearest first.

In Dollar

Gillespie Financial LimitedDollarAppointed representativeJames RobertsonDollarAuthorisedStirling Financial Management UK LimitedDollarAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jonathan Smith Consulting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Jonathan Smith Consulting Ltd FCA authorised?
Jonathan Smith Consulting Ltd (FRN 654937) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jonathan Smith Consulting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jonathan Smith Consulting Ltd (FRN 654937) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Jonathan Smith Consulting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jonathan Smith Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jonathan Smith Consulting’s phone number and website?
The FCA register lists the phone number 07780 585751 and the website jonathansmithconsulting.co.uk for Jonathan Smith Consulting. If you were given different contact details, use these to check with the firm before going any further.
Is Jonathan Smith Consulting a scam or clone?
Jonathan Smith Consulting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jonathan Smith Consulting?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Jonathan Smith Consulting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Jonathan Smith Consulting?
Companies House lists 2 people with significant control of Jonathan Smith Consulting: Mr Jonathan Smith (25–50% of shares) and Mrs Sharon Smith (25–50% of shares).
Who runs Jonathan Smith Consulting?
Companies House lists 2 directors of Jonathan Smith Consulting: Jonathan Smith and Sharon Smith.
How long has Jonathan Smith Consulting been in business?
The company was formed on 7 March 2014.
What do Jonathan Smith Consulting’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £294 (up £165 from £129).
Does Jonathan Smith Consulting use any other names?
It trades as Jonathan Smith.

Sources and links

The full report on Jonathan Smith Consulting Ltd

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