JP Mortgage Solutions Ltd

Reference number: 1056862

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JP Mortgage Solutions Ltd (FRN 1056862) is an AR of TMG Direct Limited (FRN 786245). When you use JP Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JP Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07770 629225

  • Address

    54 Wickets Lane, Northwich, Cheshire West and Chester, CW8 4FS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07770 629225 is
  • Who else gives the postcode CW8 4FS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • JP Mortgages Solutions Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17197621
Company status
Active
Company type
Private limited company
Incorporated
5 May 2026 (less than a year old)
Registered office
54 Wickets Lane, Northwich, CW8 4FS, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Samuel Pointon Director Dec 1991 5 May 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

JP Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2026

29 July 2026

  • Changed its registered name from "JP Mortgages Solutions Ltd"

FCA register

27 July 2026

  • Became an appointed representative

FCA register

5 May 2026

  • Incorporated at Companies House
  • Joseph Samuel Pointon took control (75–100% of shares)
  • Joseph Samuel Pointon appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like JP Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Northwich

Georgia GreenwoodNorthwichAppointed representativeK5 Business Finance LimitedNorthwichAppointed representativeMortgages 4U (Cheshire) LtdNorthwichAppointed representativeThe Cheshire Commercial Mortgage Group LimitedNorthwichAppointed representativeLoan SolutionsNorthwichAuthorisedZeo Finance LtdNorthwichAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JP Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is JP Mortgage Solutions Ltd FCA authorised?
JP Mortgage Solutions Ltd (FRN 1056862) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JP Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JP Mortgage Solutions Ltd (FRN 1056862) is an AR of TMG Direct Limited (FRN 786245). When you use JP Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JP Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is JP Mortgage Solutions’ phone number?
The FCA register lists the phone number 07770 629225 for JP Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is JP Mortgage Solutions a scam or clone?
JP Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JP Mortgage Solutions?
Protection works through TMG Direct Limited, the principal firm responsible for JP Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns JP Mortgage Solutions?
Companies House lists one person with significant control of JP Mortgage Solutions: Mr Joseph Samuel Pointon (75–100% of shares).
Who runs JP Mortgage Solutions?
Companies House lists one director of JP Mortgage Solutions: Joseph Samuel Pointon.
How long has JP Mortgage Solutions been in business?
The company was formed on 5 May 2026.
Does JP Mortgage Solutions use any other names?
It has previously used the name JP Mortgages Solutions Ltd.

Sources and links

The full report on JP Mortgage Solutions Ltd

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