JRR Cars Ltd

Reference number: 522400

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

General Insurance Distribution Limited Reference number: 510212 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • JRR Cars Ltd (FRN 522400) introduces customers to General Insurance Distribution Limited (FRN 510212). Any regulated advice or arranging is done by the principal, not JRR Cars.
  • Example: if JRR Cars refers you to a financial adviser, the advice should come from the principal firm, not from JRR Cars itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01772 457424

  • Address

    Meadowcroft Business Park, Pope Lane, Whitestake, Preston, PR4 4AZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01772 457424 is
  • Who else gives the postcode PR4 4AZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through General Insurance Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
JRR CARS LIMITED
Company number
07017655
Company status
Active
Company type
Private limited company
Incorporated
14 September 2009 (17 years old)
Registered office
Thomas House Meadowcroft Business Park, Pope Lane, Whitestake, Preston, PR4 4AZ
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
John Richard Russell Director May 1988 14 Sep 2009 None
Clare Russell Secretary Not published 18 Jun 2025 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£1.03m

−6.4% from £1.11m

Cash at bank

£40.8k

−77% from £175k

Owed within a year

£1.05m

+20% from £874k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07017655. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

JRR Cars’s history from the FCA register and Companies House, newest first.

2021

24 March 2021

  • Clare Russell took control (75–100% of shares)

Companies House

2016

6 April 2016

  • John Richard Russell took control (75–100% of shares)

Companies House

2010

16 April 2010

  • Became an introducer appointed representative

FCA register

2009

14 September 2009

  • Incorporated at Companies House
  • John Richard Russell appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on JRR Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is JRR Cars Ltd FCA authorised?
JRR Cars Ltd (FRN 522400) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for JRR Cars?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. JRR Cars Ltd (FRN 522400) introduces customers to General Insurance Distribution Limited (FRN 510212). Any regulated advice or arranging is done by the principal, not JRR Cars. Example: if JRR Cars refers you to a financial adviser, the advice should come from the principal firm, not from JRR Cars itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is JRR Cars’ phone number?
The FCA register lists the phone number 01772 457424 for JRR Cars. If you were given different contact details, use these to check with the firm before going any further.
Is JRR Cars a scam or clone?
JRR Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JRR Cars?
Protection works through General Insurance Distribution Limited, the principal firm responsible for JRR Cars's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns JRR Cars?
Companies House lists 2 people with significant control of JRR Cars: Mr John Richard Russell (75–100% of shares) and Mrs Clare Russell (75–100% of shares).
Who runs JRR Cars?
Companies House lists one director of JRR Cars: John Richard Russell.
How long has JRR Cars been in business?
The company was formed on 14 September 2009.
What do JRR Cars’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1.03m (−6.4% from £1.11m) and cash at bank of £40.8k (−77% from £175k).

Sources and links

The full report on JRR Cars Ltd

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