Jtl Cars Limited

Reference number: 1031357

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Jigsaw Finance Limited Reference number: 679612 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • JTL CARS LIMITED (FRN 1031357) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not JTL CARS.
  • Example: if JTL CARS refers you to a financial adviser, the advice should come from the principal firm, not from JTL CARS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jtlcars.co.uk first appeared online, and whether it can receive email
  • What kind of line 07942 992986 is
  • Who else gives the postcode SO30 4BG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • JTL VANS Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15204582
Company status
Active
Company type
Private limited company
Incorporated
11 October 2023 (3 years old)
Registered office
6a The Gardens, Broadcut, Fareham, Hampshire, PO16 8SS, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
James Lockyer Director May 1997 11 Oct 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£1,092

No earlier figure to compare

Owed within a year

£114k

+37% from £83.5k

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15204582. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Jtl Cars’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

29 March 2025

  • Became an introducer appointed representative

FCA register

2023

11 October 2023

  • Incorporated at Companies House
  • James Lockyer took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Jtl Cars

Other firms of the same type (car dealer), nearest first.

In Southampton

Lgc Fareham LimitedSouthamptonAppointed representativeLiberty Green LtdSouthamptonAppointed representativeLozmoto LtdSouthamptonAppointed representativeNewCarUK LimitedSouthamptonAppointed representativePeter Cooper Motor Group LimitedSouthamptonAppointed representativeRj Garage Equipment LtdSouthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jtl Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Jtl Cars Limited FCA authorised?
Jtl Cars Limited (FRN 1031357) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Jtl Cars?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Jtl Cars Limited (FRN 1031357) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not Jtl Cars. Example: if Jtl Cars refers you to a financial adviser, the advice should come from the principal firm, not from Jtl Cars itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jtl Cars’ phone number and website?
The FCA register lists the phone number 07942 992986 and the website jtlcars.co.uk for Jtl Cars. If you were given different contact details, use these to check with the firm before going any further.
Is Jtl Cars a scam or clone?
Jtl Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jtl Cars?
Protection works through Jigsaw Finance Limited, the principal firm responsible for Jtl Cars's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Jtl Cars?
Companies House lists one person with significant control of Jtl Cars: Mr James Lockyer (75–100% of shares).
Who runs Jtl Cars?
Companies House lists one director of Jtl Cars: James Lockyer.
How long has Jtl Cars been in business?
The company was formed on 11 October 2023.
What do Jtl Cars’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £1,092 (no earlier figure to compare).
Does Jtl Cars use any other names?
It trades as JTL VANS.

Sources and links

The full report on Jtl Cars Limited

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