Julian Thwaites & Company Limited

Reference number: 738337

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thwaites.com first appeared online, and whether it can receive email
  • What kind of line 01923 232412 is
  • Who else gives the postcode WD19 4BL
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Thwaites Fine Stringed Instruments Trading name
  • Violin Strings Online Trading name
  • Julian Thwaites and Co Ltd Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04239017
Company status
Active
Company type
Private limited company
Incorporated
21 June 2001 (25 years old)
Registered office
39 The Metro Centre, Tolpits Lane, Watford, Hertfordshire, WD18 9SB, United Kingdom
Nature of business
  • Retail sale of musical instruments and scores (SIC 47591)
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
William John Pamplin Director Aug 1964 21 Jun 2001 None
Caroline Anne Lovell Director Oct 1960 21 Jun 2001 None
John Henry Pamplin Director Mar 1936 21 Jun 2001 None
Caroline Anne Lovell Secretary Not published 30 Jun 2001 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£1.41m

<1% from £1.42m

Cash at bank

£205k

+196% from £69.2k

Employees (average)

15

Same as 15

Owed within a year

£295k

+74% from £170k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04239017. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Julian Thwaites & Company’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2020

21 December 2020

  • Changed its registered name from "Julian Thwaites and Co Ltd"

FCA register

2017

30 June 2017

  • John Henry Pamplin stopped being a part-owner

Companies House

2016

6 April 2016

  • Caroline Anne Lovell became a part-owner (25–50% of shares)
  • John Henry Pamplin became a part-owner (25–50% of shares)
  • William John Pamplin became a part-owner (25–50% of shares)

Companies House

27 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

21 June 2001

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Julian Thwaites & Company

Other FCA-listed firms that share a director, phone number or address with Julian Thwaites & Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Julian Thwaites & Company

Other firms of the same type (retailer), nearest first.

In Watford

Wickes Building Supplies LimitedWatfordAuthorisedRaft limitedWatfordAuthorisedCostco Online UK LimitedWatfordAppointed representativeLongforte Trading LimitedWatfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Julian Thwaites & Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Julian Thwaites & Company Limited FCA authorised?
Yes, Julian Thwaites & Company Limited (FRN 738337) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a retailer. The FCA has placed no limits on its permissions.
What is Julian Thwaites & Company’s phone number and website?
The FCA register lists the phone number 01923 232412 and the website thwaites.com for Julian Thwaites & Company. If you were given different contact details, use these to check with the firm before going any further.
Is Julian Thwaites & Company a scam or clone?
Julian Thwaites & Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Julian Thwaites & Company?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Julian Thwaites & Company handles your money, so check the specific product before you commit. You can also refer complaints about Julian Thwaites & Company to the Financial Ombudsman Service, free of charge.
Who owns Julian Thwaites & Company?
Companies House lists 2 people with significant control of Julian Thwaites & Company: Mr William John Pamplin (25–50% of shares) and Mrs Caroline Anne Lovell (25–50% of shares). Before that, it was controlled by Mr John Henry Pamplin.
Who runs Julian Thwaites & Company?
Companies House lists 3 directors of Julian Thwaites & Company: William John Pamplin, Caroline Anne Lovell and John Henry Pamplin.
How long has Julian Thwaites & Company been in business?
The company was formed on 21 June 2001, and has held its current FCA authorisation since February 2016.
What do Julian Thwaites & Company’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £1.41m (<1% from £1.42m) and cash at bank of £205k (+196% from £69.2k).
Does Julian Thwaites & Company use any other names?
It trades as Thwaites Fine Stringed Instruments and Violin Strings Online. It has previously used the name Julian Thwaites and Co Ltd.

Sources and links

The full report on Julian Thwaites & Company Limited

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