Just Insurance Agents Limited

Reference number: 610022

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When jial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 003 0021 is
  • Who else gives the postcode SR3 3XD
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Other names (17)

If you were contacted under any of these names, it is this firm.

  • Aneevo Trading name
  • Avion Travel Trading name
  • Boost Cancellation Trading name
  • Covermyconditions Trading name
  • Free2Travel Trading name
  • Holiday Angel Trading name
  • Infinity Travel Trading name
  • Just Home Trading name
  • Just Travel Cover Trading name
  • Justtravelcover.com Trading name
  • Just Travel Insurance Trading name
  • Just Travel Solutions Trading name
  • Newton Lee Insurance Services Trading name
  • Ready2go Trading name
  • Smartluggage.io Trading name
  • Unity Travel Trading name
  • Smartluggage.co.uk Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05399196
Company status
Active
Company type
Private limited company
Incorporated
19 March 2005 (21 years old)
Registered office
Teleport House Grayling Court, Doxford International Business Park, Sunderland, SR3 3XD, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Jackson Director Jul 1975 19 Mar 2005 5 other companies
Christopher Robert Newton Director Nov 1984 11 Oct 2013 3 other companies
Daley Paul Gore Director Jul 1983 26 Jun 2019 2 other companies
Isabel Mellefont Director Jun 1969 26 Jun 2019 1 other company
Dale Kristopher Robinson Director Apr 1985 8 Jan 2025 1 other company
Christopher Robert Newton Secretary Not published 16 Jan 2020 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
run together
4

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 5 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£741k

+7.4% from £690k

Cash at bank

£1.54m

+15% from £1.33m

Employees (average)

35

−7.9% from 38

Owed within a year

£2.27m

+16% from £1.95m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05399196. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Just Insurance Agents’s history from the FCA register and Companies House, newest first.

Key events (5) All events (34)

2017

19 March 2017

  • Nljis Holdings Limited took control (75–100% of shares)

Companies House

2014

7 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (The firm to abide by the Deed Poll)
  • Became authorised by the FCA

FCA register

2005

19 March 2005

  • Incorporated at Companies House

Companies House

In the full report: all 34 events

  • All 34 events in its history (5 shown here)
  • Every director appointment and resignation: 9
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Firms like Just Insurance Agents

Other firms of the same type (insurance broker), nearest first.

In Sunderland

BCM Acquisitions LimitedSunderlandAuthorisedHenderson Insurance (NE) LimitedSunderlandAuthorisedNorthern Risk SolutionsSunderlandAuthorisedPhillip Crossley LowesSunderlandAuthorisedPolicy Link LimitedSunderlandAuthorisedAffinity Advice LtdSunderlandAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Just Insurance Agents

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 34 events in its history

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Frequently asked questions about this firm

Is Just Insurance Agents Limited FCA authorised?
Yes, Just Insurance Agents Limited (FRN 610022) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Just Insurance Agents’ phone number and website?
The FCA register lists the phone number 0333 003 0021 and the website jial.co.uk for Just Insurance Agents. If you were given different contact details, use these to check with the firm before going any further.
Is Just Insurance Agents a scam or clone?
Just Insurance Agents is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Just Insurance Agents?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Just Insurance Agents to the Financial Ombudsman Service, free of charge.
Who owns Just Insurance Agents?
Just Insurance Agents is owned by Nljis Holdings Limited, which holds 75–100% of shares, since 19 March 2017.
Who runs Just Insurance Agents?
Companies House lists 5 directors of Just Insurance Agents: Andrew Jackson, Christopher Robert Newton, Daley Paul Gore, Isabel Mellefont and Dale Kristopher Robinson.
How long has Just Insurance Agents been in business?
The company was formed on 19 March 2005, and has held its current FCA authorisation since April 2014.
What do Just Insurance Agents’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £741k (+7.4% from £690k) and cash at bank of £1.54m (+15% from £1.33m).
Does Just Insurance Agents use any other names?
It trades as Aneevo, Avion Travel, Boost Cancellation, Covermyconditions and Free2Travel, and 11 more names. It has previously used the name Smartluggage.co.uk.

Sources and links

The full report on Just Insurance Agents Limited

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