Just Leasing Limited

Reference number: 930355

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When just-leasing.co.uk first appeared online, and whether it can receive email
  • What kind of line 07789 638178 is
  • Who else gives the postcode WF5 9ND
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12730014
Company status
Active
Company type
Private limited company
Incorporated
8 July 2020 (6 years old)
Registered office
Office 2, Rcm Business Centre, Sandbeds Trading Estate, Ossett, WF5 9ND, England
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian David Hepworth Director Jan 1974 8 Jul 2020 2 other companies
Richard Michael Austin Director Jun 1973 2 Feb 2022 None
Andrew James Thrower Director Sep 1984 14 Apr 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£60.7k

−24% from £80.4k

Employees (average)

5

Same as 5

Owed within a year

£35.8k

−25% from £47.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12730014. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Just Leasing’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2026

14 April 2026

  • Ian David Hepworth stopped being a part-owner

Companies House

2021

24 February 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

8 July 2020

  • Incorporated at Companies House
  • Ian David Hepworth became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Just Leasing

Other FCA-listed firms that share a director, phone number or address with Just Leasing. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
no longer authorised
1
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Just Leasing

Other firms of the same type (credit broker), nearest first.

In Ossett

Peter KirkOssettAppointed representativeStuart OldfieldOssettAppointed representativeD.m.f. (Wakefield) LimitedOssettAuthorisedIfit Health & Fitness LimitedOssettAuthorisedFleetmaster Operational Support Services LtdOssettAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Just Leasing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Just Leasing Limited FCA authorised?
Yes, Just Leasing Limited (FRN 930355) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2021 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Just Leasing’s phone number and website?
The FCA register lists the phone number 07789 638178 and the website just-leasing.co.uk for Just Leasing. If you were given different contact details, use these to check with the firm before going any further.
Is Just Leasing a scam or clone?
Just Leasing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Just Leasing?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Just Leasing handles your money, so check the specific product before you commit. You can also refer complaints about Just Leasing to the Financial Ombudsman Service, free of charge.
Who owns Just Leasing?
Companies House lists no one with significant control of Just Leasing now. Before that, it was controlled by Mr Ian David Hepworth.
Who runs Just Leasing?
Companies House lists 3 directors of Just Leasing: Ian David Hepworth, Richard Michael Austin and Andrew James Thrower.
How long has Just Leasing been in business?
The company was formed on 8 July 2020, and has held its current FCA authorisation since February 2021.
What do Just Leasing’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £60.7k (−24% from £80.4k).

Sources and links

The full report on Just Leasing Limited

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