Just Plain Carpets and Saddleworth Beds Ltd

Reference number: 1047380

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Just Plain Carpets and Saddleworth Beds Ltd (FRN 1047380) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Just Plain Carpets and Saddleworth Beds.
  • Example: if Just Plain Carpets and Saddleworth Beds refers you to a financial adviser, the advice should come from the principal firm, not from Just Plain Carpets and Saddleworth Beds itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When justplaincarpets.com first appeared online, and whether it can receive email
  • What kind of line 01457 810242 is
  • Who else gives the postcode OL3 5PJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Just Plain Carpets Trading name: A name it trades under now.
  • Saddleworth Beds Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 October 2021 (5 years old)
Registered office
Ellis Mills Huddersfield Road, Diggle, Oldham, Manchester, OL3 5PJ, England
Nature of business
  • Retail sale of carpets, rugs, wall and floor coverings in specialised stores (SIC 47530)
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)

Directors and company secretaries

Name Role Born Appointed Other companies
Jacqueline Lawlor Director Oct 1960 21 Oct 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£192k

+22% from £157k

Employees (average)

5

Same as 5

Owed within a year

£55.5k

−30% from £79.7k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13694253. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Just Plain Carpets and Saddleworth Beds’s history from the FCA register and Companies House, newest first.

2025

3 December 2025

  • Became an introducer appointed representative

FCA register

1 August 2025

  • Paul Lawlor stopped being a part-owner

Companies House

2021

21 October 2021

  • Incorporated at Companies House
  • Jacqueline Lawlor became a part-owner (25–50% of shares)
  • Paul Lawlor became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Just Plain Carpets and Saddleworth Beds

Other FCA-listed firms that share a director, phone number or address with Just Plain Carpets and Saddleworth Beds. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Just Plain Carpets and Saddleworth Beds

Other firms of the same type (retailer), nearest first.

In Oldham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Just Plain Carpets and Saddleworth Beds

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Just Plain Carpets and Saddleworth Beds Ltd FCA authorised?
Just Plain Carpets and Saddleworth Beds Ltd (FRN 1047380) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Just Plain Carpets and Saddleworth Beds?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Just Plain Carpets and Saddleworth Beds Ltd (FRN 1047380) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Just Plain Carpets and Saddleworth Beds. Example: if Just Plain Carpets and Saddleworth Beds refers you to a financial adviser, the advice should come from the principal firm, not from Just Plain Carpets and Saddleworth Beds itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Just Plain Carpets and Saddleworth Beds’ phone number and website?
The FCA register lists the phone number 01457 810242 and the website justplaincarpets.com for Just Plain Carpets and Saddleworth Beds. If you were given different contact details, use these to check with the firm before going any further.
Is Just Plain Carpets and Saddleworth Beds a scam or clone?
Just Plain Carpets and Saddleworth Beds is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Just Plain Carpets and Saddleworth Beds?
Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for Just Plain Carpets and Saddleworth Beds's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Just Plain Carpets and Saddleworth Beds?
Companies House lists one person with significant control of Just Plain Carpets and Saddleworth Beds: Mrs Jacqueline Lawlor (25–50% of shares). Before that, it was controlled by Mr Paul Lawlor.
Who runs Just Plain Carpets and Saddleworth Beds?
Companies House lists one director of Just Plain Carpets and Saddleworth Beds: Jacqueline Lawlor.
How long has Just Plain Carpets and Saddleworth Beds been in business?
The company was formed on 21 October 2021.
What do Just Plain Carpets and Saddleworth Beds’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £192k (+22% from £157k).
Does Just Plain Carpets and Saddleworth Beds use any other names?
It trades as Just Plain Carpets and Saddleworth Beds.

Sources and links

The full report on Just Plain Carpets and Saddleworth Beds Ltd

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