Justin Heaton Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 6 years
Your funds are protected by FSCS
No FCA actions
Active company since 2002
Accounts filed up to 31 March 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07958 791022
Address

16 Honeysuckle Drive, South Normanton, Alfreton, Derbyshire, DE55 2FR, United Kingdom

In the full report: 2 background checks

What kind of line 07958 791022 is
Who else gives the postcode DE55 2FR

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04471778 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 27 June 2002 (24 years old)
Registered office: 16 Honeysuckle Drive, South Normanton, Alfreton, DE55 2FR, England
Nature of business: Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Justin Michael Heaton	Director	Jun 1972	27 Jun 2002	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1
is FCA-registered: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£10.5k

Up £10.2k from £297

Employees (average)

1

Same as 1

Owed within a year

£19.6k

−15% from £23.0k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04471778. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Justin Heaton’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2020

2 April 2020

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

25 July 2016

Justin Michael Heaton took control (75–100% of shares)

Companies House

2002

27 June 2002

Incorporated at Companies House

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to Justin Heaton

Other FCA-listed firms that share a director, phone number or address with Justin Heaton. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Justin Heaton

Other firms of the same type (financial adviser), nearest first.

In Alfreton

Face to Face Financial Planning LimitedAlfretonAuthorised Prime Wealth Solutions LtdAlfretonAuthorised Red Circle Financial Planning LimitedAlfretonAuthorised Truscott Wealth Management LimitedAlfretonAuthorised Perkins First Financial Solutions LimitedAlfretonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Justin Heaton

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 7 events in its history

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Frequently asked questions about this firm

Is Justin Heaton Limited FCA authorised?

Yes, Justin Heaton Limited (FRN 912049) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2020 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Justin Heaton’s phone number?

The FCA register lists the phone number 07958 791022 for Justin Heaton. If you were given different contact details, use these to check with the firm before going any further.

Is Justin Heaton a scam or clone?

Justin Heaton is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Justin Heaton?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Justin Heaton to the Financial Ombudsman Service, free of charge.

Who owns Justin Heaton?

Companies House lists one person with significant control of Justin Heaton: Justin Michael Heaton (75–100% of shares).

Who runs Justin Heaton?

Companies House lists one director of Justin Heaton: Justin Michael Heaton.

How long has Justin Heaton been in business?

The company was formed on 27 June 2002, and has held its current FCA authorisation since April 2020.

What do Justin Heaton’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £10.5k (up £10.2k from £297).