Justin Peter Christian Gough

Reference number: 715128

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Appointed representative

Justin Peter Christian Gough does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Justin Peter Christian Gough (FRN 715128) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use Justin Peter Christian Gough's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Justin Peter Christian Gough, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07989 082256

  • Address

    3 Beatrice Road, Cardiff, South Glamorgan, CF14 1DT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07989 082256 is, and the other firm that gives it
  • Who else gives the postcode CF14 1DT
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name: A name it trades under now.
  • Snap-on Diagnostics Trading name: A name it trades under now.
  • Snap-on Tools Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Snap-on Finance UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Justin Peter Christian Gough’s history from the FCA register and Companies House, newest first.

2015

26 August 2015

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms connected to Justin Peter Christian Gough

Other FCA-listed firms that share a director, phone number or address with Justin Peter Christian Gough. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Justin Peter Christian Gough

Other firms of the same type (credit broker), nearest first.

In Cardiff

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Justin Peter Christian Gough

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Justin Peter Christian Gough FCA authorised?
Justin Peter Christian Gough (FRN 715128) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Justin Peter Christian Gough?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Justin Peter Christian Gough (FRN 715128) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use Justin Peter Christian Gough's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Justin Peter Christian Gough, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Justin Peter Christian Gough’s phone number?
The FCA register lists the phone number 07989 082256 for Justin Peter Christian Gough. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Justin Peter Christian Gough a scam or clone?
Justin Peter Christian Gough is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Justin Peter Christian Gough?
Protection works through Snap-on Finance UK Limited, the principal firm responsible for Justin Peter Christian Gough's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Justin Peter Christian Gough use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Justin Peter Christian Gough

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