Jw & Ch Health Ltd
Reference number: 766546
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 September 2025
Responsible principal firm
WPA Healthcare Practice Plc Reference number: 757721 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- JW & CH HEALTH LTD (FRN 766546) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use JW & CH HEALTH's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from JW & CH HEALTH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Laurel Cottage, Orchard Way, Kelsall, Tarporley, Cheshire West And Chester, CW6 0PB, United Kingdom
In the full report: 3 background checks
- When wpa.org.uk first appeared online, and whether it can receive email
- What kind of line 07968 078538 is
- Who else gives the postcode CW6 0PB
Other names (1)
If you were contacted under any of these names, it is this firm.
- Judith West Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through WPA Healthcare Practice PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15984413 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 September 2024 (2 years old)
- Registered office
- Laurel Cottage Orchard Way, Kelsall, Tarporley, CW6 0PB, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Charlotte Ann Heale | Director | Dec 1986 | 27 Sep 2024 | None |
| Christopher David Heale | Director | Apr 1987 | 27 Sep 2024 | None |
| Judith Ann West | Director | Sep 1959 | 27 Sep 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
Filed accounts and finances
Net assets
£1,353
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
Owed within a year
£61.8k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15984413. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Jw & Ch Health’s history from the FCA register and Companies House, newest first.
2024
3 October 2024
- Changed its registered name from "Judith West"
FCA register
27 September 2024
- Incorporated at Companies House
- Judith Ann West became the majority owner (50–75% of shares)
Companies House
2016
7 December 2016
- Became an appointed representative
FCA register
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 3
Firms like Jw & Ch Health
Other firms of the same type (insurance broker), nearest first.
In Tarporley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Jw & Ch Health
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
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Frequently asked questions about this firm
Is Jw & Ch Health Ltd FCA authorised?
What does appointed representative mean for Jw & Ch Health?
What is Jw & Ch Health’s phone number and website?
Is Jw & Ch Health a scam or clone?
Is my money safe with Jw & Ch Health?
Who owns Jw & Ch Health?
Who runs Jw & Ch Health?
How long has Jw & Ch Health been in business?
What do Jw & Ch Health’s latest accounts show?
Does Jw & Ch Health use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk