JZ Enterprises Ltd

Reference number: 993916

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gravelhillcarsales.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 9259 6880 is
  • Who else gives the postcode PO9 1LT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gravel Hill Car Sales Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 September 2022 (4 years old)
Registered office
178 West Street, Havant, PO9 1LR, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Zachary Cross Director Nov 1989 7 Sep 2022 None
Jack Harris Director Aug 1994 7 Sep 2022 None
Bradley Jack Coombes Director Jul 1993 21 Sep 2026 4 other companies
Louis James Cross Director Mar 1985 21 Sep 2026 4 other companies
Patrick Michael George Cross Director Jul 1963 21 Sep 2026 None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
6
run together
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 5 directors run together
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£42.4k

+103% from £20.9k

Employees (average)

2

Up 2 from 0

Owed within a year

£53.3k

+232% from £16.1k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14342031. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

JZ Enterprises’s history from the FCA register and Companies House, newest first.

2026

21 September 2026

  • Gravel Hill Motor Group Ltd took control (75–100% of shares)
  • Jack Harris stopped being a part-owner
  • Zachary Cross stopped being a part-owner

Companies House

2023

26 June 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

7 September 2022

  • Incorporated at Companies House
  • Jack Harris became a part-owner (25–50% of shares)
  • Zachary Cross became a part-owner (25–50% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like JZ Enterprises

Other firms of the same type (car dealer), nearest first.

In Havant

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JZ Enterprises

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 17 events in its history

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Frequently asked questions about this firm

Is JZ Enterprises Ltd FCA authorised?
Yes, JZ Enterprises Ltd (FRN 993916) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2023 and works as a car dealer. The FCA has placed no limits on its permissions.
What is JZ Enterprises’ phone number and website?
The FCA register lists the phone number 023 9259 6880 and the website gravelhillcarsales.co.uk for JZ Enterprises. If you were given different contact details, use these to check with the firm before going any further.
Is JZ Enterprises a scam or clone?
JZ Enterprises is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JZ Enterprises?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how JZ Enterprises handles your money, so check the specific product before you commit. You can also refer complaints about JZ Enterprises to the Financial Ombudsman Service, free of charge.
Who owns JZ Enterprises?
JZ Enterprises is owned by Gravel Hill Motor Group Ltd, which holds 75–100% of shares, since 21 September 2026. Before that, it was controlled by Mr Zachary Cross and Mr Jack Harris.
Who runs JZ Enterprises?
Companies House lists 5 directors of JZ Enterprises: Zachary Cross, Jack Harris, Bradley Jack Coombes, Louis James Cross and Patrick Michael George Cross.
How long has JZ Enterprises been in business?
The company was formed on 7 September 2022, and has held its current FCA authorisation since June 2023.
What do JZ Enterprises’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £42.4k (+103% from £20.9k).
Does JZ Enterprises use any other names?
It trades as Gravel Hill Car Sales.

Sources and links

The full report on JZ Enterprises Ltd

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