K.g.j. Insurance Brokers (Stourbridge) Limited

Reference number: 116769

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kgjinsurance.com first appeared online, and whether it can receive email
  • What kind of line 01384 390909 is, and the other firm that gives it
  • Who else gives the postcode DY8 1QG
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Insurance Advisory Services Trading name
  • KGJ Christchuch Former trading name
  • Sage Independent Mortgage Advice Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00948748
Company status
Active
Company type
Private limited company
Incorporated
26 February 1969 (57 years old)
Registered office
2/4 Hagley Road, Stourbridge, West Midlands, DY8 1QG
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Lee Pearson Director Jun 1977 1 May 2005 None
John Brendon Donnelly Director Jan 1962 1 May 2005 1 other company
Andrew Richard Passey Director Jul 1973 27 Mar 2020 None
Sebastian David Adrian John Parsons Director Feb 1969 1 Jun 2026 None
Martin Hermann Wood Director May 1940 Not published 4 other companies
Martin Hermann Wood Secretary Not published Not published 4 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
still active
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£427k

+11% from £385k

Cash at bank

£176k

+20% from £147k

Employees (average)

20

+11% from 18

Owed within a year

£446k

−1.4% from £452k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00948748. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

K.g.j. Insurance Brokers (Stourbridge)’s history from the FCA register and Companies House, newest first.

Key events (8) All events (28)

2016

6 April 2016

  • Martin Hermann Wood gave up control
  • Martin Hermann Wood took control (75–100% of shares)
  • Wood Properties 2014 Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

8 September 1999

  • Regulated by the Personal Investment Authority from this date

FCA register

1969

26 February 1969

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (8 shown here)
  • Every director appointment and resignation: 11
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Firms connected to K.g.j. Insurance Brokers (Stourbridge)

Other FCA-listed firms that share a director, phone number or address with K.g.j. Insurance Brokers (Stourbridge). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like K.g.j. Insurance Brokers (Stourbridge)

Other firms of the same type (financial adviser), nearest first.

In Stourbridge

Donna Malone Financial Advice LimitedStourbridgeAuthorisedFargrove Financial Solutions LimitedStourbridgeAuthorisedGateway Investment Services LimitedStourbridgeAuthorisedHagley Financial Planning LimitedStourbridgeAuthorisedJWC Financial Solutions LtdStourbridgeAuthorisedMeriden Financial Planning LimitedStourbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on K.g.j. Insurance Brokers (Stourbridge)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 28 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is K.g.j. Insurance Brokers (Stourbridge) Limited FCA authorised?
Yes, K.g.j. Insurance Brokers (Stourbridge) Limited (FRN 116769) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is K.g.j. Insurance Brokers (Stourbridge)’s phone number and website?
The FCA register lists the phone number 01384 390909 and the website kgjinsurance.com for K.g.j. Insurance Brokers (Stourbridge). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is K.g.j. Insurance Brokers (Stourbridge) a scam or clone?
K.g.j. Insurance Brokers (Stourbridge) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with K.g.j. Insurance Brokers (Stourbridge)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about K.g.j. Insurance Brokers (Stourbridge) to the Financial Ombudsman Service, free of charge.
Who owns K.g.j. Insurance Brokers (Stourbridge)?
K.g.j. Insurance Brokers (Stourbridge) is owned by Wood Properties 2014 Limited, which holds 75–100% of shares, since 6 April 2016. Before that, it was controlled by Mr Martin Hermann Wood.
Who runs K.g.j. Insurance Brokers (Stourbridge)?
Companies House lists 5 directors of K.g.j. Insurance Brokers (Stourbridge): Stuart Lee Pearson, John Brendon Donnelly, Andrew Richard Passey, Sebastian David Adrian John Parsons and Martin Hermann Wood.
How long has K.g.j. Insurance Brokers (Stourbridge) been in business?
The company was formed on 26 February 1969, and has held its current FCA authorisation since December 2001.
What do K.g.j. Insurance Brokers (Stourbridge)’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £427k (+11% from £385k) and cash at bank of £176k (+20% from £147k).
Does K.g.j. Insurance Brokers (Stourbridge) use any other names?
It trades as Insurance Advisory Services. It has previously used 2 other names: KGJ Christchuch and Sage Independent Mortgage Advice.

Sources and links

The full report on K.g.j. Insurance Brokers (Stourbridge) Limited

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