Kalms Property Finance Limited

Reference number: 936883

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kpfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3488 1128 is
  • Who else gives the postcode W1H 6BS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • KP Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10532684
Company status
Active
Company type
Private limited company
Incorporated
19 December 2016 (9 years old)
Registered office
35 Ballards Lane, London, N3 1XW, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Samuel Benjamin Kalms Director Jan 1986 19 Dec 2016 None
Adiva Talia Kestenbaum Kalms Director May 1986 19 Apr 2022 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£544k

−2.4% from £557k

Cash at bank

£608k

+22% from £497k

Employees (average)

3

Same as 3

Owed within a year

£70.3k

−56% from £159k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10532684. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kalms Property Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2021

15 July 2021

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2016

19 December 2016

  • Incorporated at Companies House
  • Samuel Benjamin Kalms took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Kalms Property Finance

Other FCA-listed firms that share a director, phone number or address with Kalms Property Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Kalms Property Finance

Other firms of the same type (credit broker), nearest first.

In London

London Business SchoolLondonAuthorisedRoyal College of Nursing of the United KingdomLondonAuthorisedRobert BurgessLondonAuthorisedSwoop Finance LimitedLondonAuthorisedNanotax LimitedLondonAuthorisedMha Financial Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kalms Property Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Kalms Property Finance Limited FCA authorised?
Yes, Kalms Property Finance Limited (FRN 936883) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2021 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Kalms Property Finance’s phone number and website?
The FCA register lists the phone number 020 3488 1128 and the website kpfinance.co.uk for Kalms Property Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Kalms Property Finance a scam or clone?
Kalms Property Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kalms Property Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Kalms Property Finance handles your money, so check the specific product before you commit. You can also refer complaints about Kalms Property Finance to the Financial Ombudsman Service, free of charge.
Who owns Kalms Property Finance?
Companies House lists one person with significant control of Kalms Property Finance: Samuel Benjamin Kalms (75–100% of shares).
Who runs Kalms Property Finance?
Companies House lists 2 directors of Kalms Property Finance: Samuel Benjamin Kalms and Adiva Talia Kestenbaum Kalms.
How long has Kalms Property Finance been in business?
The company was formed on 19 December 2016, and has held its current FCA authorisation since July 2021.
What do Kalms Property Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £544k (−2.4% from £557k) and cash at bank of £608k (+22% from £497k).
Does Kalms Property Finance use any other names?
It trades as KP Finance.

Sources and links

The full report on Kalms Property Finance Limited

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