Karen Louise Walker

Reference number: 834816

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Appointed representative

Karen Louise Walker does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Karen Louise Walker (FRN 834816) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Karen Louise Walker's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Karen Louise Walker, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07901 825062

  • Address

    Windmill Bank, Cranbrook Road, Tenterden, Kent, TN30 6UN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07901 825062 is
  • Who else gives the postcode TN30 6UN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Karen Walker Mortgage Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Karen Louise Walker’s history from the FCA register and Companies House, newest first.

2019

28 February 2019

  • Became an appointed representative
  • Began trading as "Karen Walker Mortgage Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Karen Louise Walker

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Tonbridge (TN) postcode area

Adrian BourneAppointed representativeAhoussi DjabiaAshfordAppointed representativeAmavi Mortgages LtdUckfieldAppointed representativeAndrew David SwindlesAppointed representativeAvant-Garde Financial Advice LimitedAshfordAppointed representativeBest Advice Protection LtdBexhill-On-SeaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Karen Louise Walker

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Karen Louise Walker FCA authorised?
Karen Louise Walker (FRN 834816) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Karen Louise Walker?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Karen Louise Walker (FRN 834816) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Karen Louise Walker's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Karen Louise Walker, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Karen Louise Walker’s phone number?
The FCA register lists the phone number 07901 825062 for Karen Louise Walker. If you were given different contact details, use these to check with the firm before going any further.
Is Karen Louise Walker a scam or clone?
Karen Louise Walker is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Karen Louise Walker?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Karen Louise Walker's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Karen Louise Walker use any other names?
It trades as Karen Walker Mortgage Solutions.

Sources and links

The full report on Karen Louise Walker

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