Kathleen Blenkharn-McBride

Reference number: 1000098

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Appointed representative

Kathleen Blenkharn-McBride does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kathleen Blenkharn-McBride (FRN 1000098) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Kathleen Blenkharn-McBride's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kathleen Blenkharn-McBride, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07825 736250

  • Address

    Melville House, 18-22 Melville Street, Edinburgh, EH3 7NS, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07825 736250 is
  • Whether EH3 7NS is a shared office: 52 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Pachira Wealth Trading name: A name it trades under now.
  • Pachira Weath Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Kathleen Blenkharn-McBride’s history from the FCA register and Companies House, newest first.

2023

22 August 2023

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like Kathleen Blenkharn-McBride

Other firms of the same type (financial adviser), nearest first.

In Edinburgh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

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  • 2 background checks on its contact details, 1 flagged
  • All 4 events in its history

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Frequently asked questions about this firm

Is Kathleen Blenkharn-McBride FCA authorised?
Kathleen Blenkharn-McBride (FRN 1000098) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kathleen Blenkharn-McBride?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kathleen Blenkharn-McBride (FRN 1000098) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Kathleen Blenkharn-McBride's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kathleen Blenkharn-McBride, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kathleen Blenkharn-McBride’s phone number?
The FCA register lists the phone number 07825 736250 for Kathleen Blenkharn-McBride. If you were given different contact details, use these to check with the firm before going any further.
Is Kathleen Blenkharn-McBride a scam or clone?
Kathleen Blenkharn-McBride is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kathleen Blenkharn-McBride?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Kathleen Blenkharn-McBride's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Kathleen Blenkharn-McBride use any other names?
It trades as Pachira Wealth. It has previously used the name Pachira Weath.

Sources and links

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