Kathryn Whyatt

Reference number: 216842

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Appointed representative

Kathryn Whyatt does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kathryn Whyatt (FRN 216842) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Kathryn Whyatt's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kathryn Whyatt, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07805 831491

  • Address

    15 Primrose Road, Longridge, Preston, Lancashire, PR3 2RG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07805 831491 is
  • Who else gives the postcode PR3 2RG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ribble Valley Financial Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Kathryn Whyatt’s history from the FCA register and Companies House, newest first.

2021

12 January 2021

  • Changed its registered name from "Ribble Valley Financial Services"
  • Began trading as "Ribble Valley Financial Services"

FCA register

2002

25 July 2002

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Kathryn Whyatt

Other firms of the same type (financial adviser), nearest first.

In Preston

Blue Sky Family Wealth Management LtdPrestonAppointed representativeBullough Financial Planning LimitedPrestonAppointed representativeCox FinancialPrestonAppointed representativeCraig BroadbentPrestonAppointed representativeDCN Wealth Management LtdPrestonAppointed representativeEfficient Financial Planning LimitedPrestonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kathryn Whyatt

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Kathryn Whyatt FCA authorised?
Kathryn Whyatt (FRN 216842) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kathryn Whyatt?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kathryn Whyatt (FRN 216842) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Kathryn Whyatt's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kathryn Whyatt, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kathryn Whyatt’s phone number?
The FCA register lists the phone number 07805 831491 for Kathryn Whyatt. If you were given different contact details, use these to check with the firm before going any further.
Is Kathryn Whyatt a scam or clone?
Kathryn Whyatt is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kathryn Whyatt?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Kathryn Whyatt's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Kathryn Whyatt use any other names?
It trades as Ribble Valley Financial Services.

Sources and links

The full report on Kathryn Whyatt

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