KB Mortgage Solutions Ltd

Reference number: 783508

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • KB Mortgage Solutions Ltd (FRN 783508) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use KB Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from KB Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07400 197697

  • Address

    73 Kells Lane, Gateshead, Tyne and Wear, NE9 5SJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07400 197697 is
  • Who else gives the postcode NE9 5SJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Karl John Burns Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 January 2018 (8 years old)
Registered office
73 Kells Lane, Gateshead, NE9 5SJ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Karl Burns Director Jun 1992 18 Jan 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2025Micro-entity accountsNot audited

Net assets

£5,820

+138% from £2,450

Employees (average)

1

Same as 1

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11156361. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

KB Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2018

9 April 2018

  • Changed its registered name from "Karl John Burns"

FCA register

18 January 2018

  • Incorporated at Companies House
  • Karl Burns took control (75–100% of shares)

Companies House

2017

5 July 2017

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like KB Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Gateshead

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KB Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is KB Mortgage Solutions Ltd FCA authorised?
KB Mortgage Solutions Ltd (FRN 783508) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for KB Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. KB Mortgage Solutions Ltd (FRN 783508) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use KB Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from KB Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is KB Mortgage Solutions’ phone number?
The FCA register lists the phone number 07400 197697 for KB Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is KB Mortgage Solutions a scam or clone?
KB Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KB Mortgage Solutions?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for KB Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns KB Mortgage Solutions?
Companies House lists one person with significant control of KB Mortgage Solutions: Mr Karl Burns (75–100% of shares).
Who runs KB Mortgage Solutions?
Companies House lists one director of KB Mortgage Solutions: Karl Burns.
How long has KB Mortgage Solutions been in business?
The company was formed on 18 January 2018.
What do KB Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £5,820 (+138% from £2,450).
Does KB Mortgage Solutions use any other names?
It has previously used the name Karl John Burns.

Sources and links

The full report on KB Mortgage Solutions Ltd

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