KBA FS Limited

Reference number: 214995

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • KBA FS Limited (FRN 214995) is an AR of Openwork Limited (FRN 408285). When you use KBA FS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from KBA FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01942 889883

  • Address

    Office 223, 2nd Floor, 3 Hardman Square, Spinningfields, Manchester, M3 3EB, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 01942 889883 is
  • Whether M3 3EB is a shared office: 68 other firms give it
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • KBA The Financial Planning Company Trading name
  • K.B.A. Former name
  • KBA Financial Advisers and Mortgage Consultants Former name
  • Kenneth Bates Former name
  • KBA Financial Planning Former trading name
  • Ken Bates Associates Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08621986
Company status
Active
Company type
Private limited company
Incorporated
24 July 2013 (13 years old)
Registered office
Office 223, 2nd Floor 3 Hardman Square, Spinningfields, Manchester, M3 3EB, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Sarah Helen Hogan Director Nov 1983 24 Jul 2013 7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
3
still active
4

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

9 months to 31 December 2025Small company accountsNot audited

Net assets

£358k

+20% from £299k

Cash at bank

£111k

−23% from £144k

Employees (average)

37

−5.1% from 39

Owed within a year

£281k

+2.3% from £275k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08621986. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kba FS’s history from the FCA register and Companies House, newest first.

Key events (8) All events (24)

2016

6 April 2016

  • Sarah Helen Hogan gained significant control
  • The Bates Partnership Limited took control (75–100% of shares)

Companies House

2013

24 July 2013

  • Incorporated at Companies House

Companies House

2010

6 July 2010

  • Changed its registered name from "Kenneth Bates"

FCA register

11 May 2010

  • Changed its registered name from "KBA Financial Advisers and Mortgage Consultants"

FCA register

2007

4 January 2007

  • Changed its registered name from "K.B.A."

FCA register

2002

3 December 2002

  • Changed its registered name from "KBA"

FCA register

11 July 2002

  • Became an appointed representative

FCA register

In the full report: all 24 events

  • All 24 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like Kba FS

Other firms of the same type (financial adviser), nearest first.

In Spinningfields

Andy P Collins Wealth Management LimitedSpinningfieldsAppointed representativeRWA FP LtdSpinningfieldsAppointed representativeWhite & Co Financial Planning LimitedSpinningfieldsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kba FS

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 24 events in its history

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Frequently asked questions about this firm

Is KBA FS Limited FCA authorised?
KBA FS Limited (FRN 214995) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kba FS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. KBA FS Limited (FRN 214995) is an AR of Openwork Limited (FRN 408285). When you use Kba FS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kba FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kba FS’ phone number?
The FCA register lists the phone number 01942 889883 for Kba FS. If you were given different contact details, use these to check with the firm before going any further.
Is Kba FS a scam or clone?
Kba FS is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kba FS?
Protection works through Openwork Limited, the principal firm responsible for Kba FS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Kba FS?
Kba FS is owned by The Bates Partnership Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Kba FS?
Companies House lists one director of Kba FS: Sarah Helen Hogan.
How long has Kba FS been in business?
The company was formed on 24 July 2013.
What do Kba FS’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £358k (+20% from £299k) and cash at bank of £111k (−23% from £144k).
Does Kba FS use any other names?
It trades as KBA The Financial Planning Company. It has previously used 5 other names, including K.B.A., KBA Financial Advisers and Mortgage Consultants and Kenneth Bates.

Sources and links

The full report on KBA FS Limited

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