KBIS Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1987
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

kbis.co.uk (opens in a new tab)
Phone number

020 7977 4800

Also given by 2 firms that are no longer authorised. Check you are dealing with the firm on this page.
Address

Cullimore House, Peasemore, Newbury, West Berkshire, RG20 7JN, United Kingdom

In the full report: 3 background checks

When kbis.co.uk first appeared online, and whether it can receive email
What kind of line 020 7977 4800 is, and the 19 other firms that give it
Who else gives the postcode RG20 7JN

Other names (6)

If you were contacted under any of these names, it is this firm.

KBIS British Equestrian Trading name: A name it trades under now.
KBIS British Equestrian Insurance Trading name: A name it trades under now.
KBIS Equestrian Insurance Trading name: A name it trades under now.
Kbis Equine Insurance Trading name: A name it trades under now.
Waypoint Marine Insurance Former trading name: A name it used to trade under.
Waypoint Yacht Insurance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02208091 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 December 1987 (38 years old)
Registered office: 7th Floor, The St Botolph Building, 138 Houndsditch, London, EC3A 7AW, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Elizabeth Anne Prest	Director	Sep 1959	2 Dec 1991	8 other companies
Guy Robert Prest	Director	Aug 1956	2 Dec 1991	8 other companies
Lawrence William Edward Gill	Director	Jun 1987	28 Feb 2018	1 other company
Joseph James Hanly	Director	Jul 1971	10 May 2022	86 other companies
Lee David Anderson	Director	Jan 1972	19 Jan 2023	66 other companies
Neil Keith Nimmo	Director	Jan 1961	18 Feb 2026	15 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 115
closed down: 22
are FCA-registered: 32

In the full report: all 115 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The 32 on the FCA register, including 4 no longer authorised
The 62 companies these 6 directors run together
All 19 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£707k

+18% from £597k

Net assets

£4.54m

+18% from £3.83m

Cash at bank

£1.01m

−55% from £2.24m

Owed within a year

£3.12m

−26% from £4.20m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £2.78m, for the year to 31 March 2021.

Profit before tax

In the full report: all 6 years of accounts

Every year from 2020 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02208091. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kbis’s history from the FCA register and Companies House, newest first.

Key events (5) All events (50)

2016

6 April 2016

Kbis Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1987

24 December 1987

Incorporated at Companies House

Companies House

In the full report: all 50 events

All 50 events in its history (5 shown here)
Every director appointment and resignation: 34

Firms connected to Kbis

Other FCA-listed firms that share a director, phone number or address with Kbis. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share a director: 6
share its phone number: 10

In the full report: all 12 connected firms, named

How each is linked: shared directors (6), the same phone number (10)
Who links each one: the named directors, with dates
3 past links through former directors

Firms like Kbis

Other firms of the same type (insurance broker), nearest first.

In Newbury

Melville Burbage Insurance Services LimitedNewburyAuthorised The Thomas Gray Partnership LimitedNewburyAuthorised Samsara Financial Services LtdNewburyAppointed representative Lovejoy Stevens Berkshire LimitedNewburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kbis

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

115 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 50 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is KBIS Limited FCA authorised?

Yes, KBIS Limited (FRN 300861) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Kbis’ phone number and website?

The FCA register lists the phone number 020 7977 4800 and the website kbis.co.uk for Kbis. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 19 other FCA firms, 2 of which are no longer authorised.

Is Kbis a scam or clone?

Kbis is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Kbis?

It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Kbis to the Financial Ombudsman Service, free of charge.

Who owns Kbis?

Kbis is owned by Kbis Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.

Who runs Kbis?

Companies House lists 6 directors of Kbis: Elizabeth Anne Prest, Guy Robert Prest, Lawrence William Edward Gill, Joseph James Hanly, Lee David Anderson and Neil Keith Nimmo.

How long has Kbis been in business?

The company was formed on 24 December 1987, and has held its current FCA authorisation since January 2005.

What do Kbis’ latest accounts show?

Its latest accounts, to 31 December 2025, show profit before tax of £707k (+18% from £597k) and net assets of £4.54m (+18% from £3.83m).

Does Kbis use any other names?

It trades as KBIS British Equestrian, KBIS British Equestrian Insurance, KBIS Equestrian Insurance and Kbis Equine Insurance. It has previously used 2 other names: Waypoint Marine Insurance and Waypoint Yacht Insurance.