KC Mortgages Ltd

Reference number: 936738

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • KC Mortgages Ltd (FRN 936738) is an AR of First Complete Limited (FRN 435779). When you use KC Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from KC Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07773 846929

  • Address

    228 Hull Road, Hessle, HU13 9NH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07773 846929 is
  • Who else gives the postcode HU13 9NH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Kayleigh Crawley Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 December 2024 (1 year old)
Registered office
228 Hull Road, Hessle, HU13 9NH, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Kayleigh Jae Crawley Director Aug 1985 12 Dec 2024 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£17.3k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£6,459

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16132948. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

KC Mortgages’s history from the FCA register and Companies House, newest first.

2025

13 February 2025

  • Changed its registered name from "Kayleigh Crawley"

FCA register

2024

12 December 2024

  • Incorporated at Companies House
  • Kayleigh Jae Crawley took control (75–100% of shares)
  • Kayleigh Jae Crawley appointed as a director

Companies House

2020

20 October 2020

  • Became an appointed representative
  • Began trading as "KC Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like KC Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hessle

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KC Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is KC Mortgages Ltd FCA authorised?
KC Mortgages Ltd (FRN 936738) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for KC Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. KC Mortgages Ltd (FRN 936738) is an AR of First Complete Limited (FRN 435779). When you use KC Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from KC Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is KC Mortgages’ phone number?
The FCA register lists the phone number 07773 846929 for KC Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is KC Mortgages a scam or clone?
KC Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KC Mortgages?
Protection works through First Complete Limited, the principal firm responsible for KC Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns KC Mortgages?
Companies House lists one person with significant control of KC Mortgages: Mrs Kayleigh Jae Crawley (75–100% of shares).
Who runs KC Mortgages?
Companies House lists one director of KC Mortgages: Kayleigh Jae Crawley.
How long has KC Mortgages been in business?
The company was formed on 12 December 2024.
What do KC Mortgages’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £17.3k (no earlier figure to compare).
Does KC Mortgages use any other names?
It has previously used the name Kayleigh Crawley.

Sources and links

The full report on KC Mortgages Ltd

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