KCF Asset Finance Ltd

Reference number: 1017435

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kcfassetfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07538 655695 is
  • Who else gives the postcode BB7 9YS
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 October 2023 (2 years old)
Registered office
3 Park Farm View, Barrow, Clitheroe, BB7 9YS, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Hannah Ruth Fothergill Director Dec 1984 30 Oct 2023 None
Richard Kingsley Fothergill Director Nov 1979 30 Oct 2023 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

17 months to 31 March 2025Small company accountsNot audited

Net assets

£26.1k

No earlier figure to compare

Cash at bank

£92.3k

No earlier figure to compare

Employees (average)

4

No earlier figure to compare

Owed within a year

£306k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15246103. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

KCF Asset Finance’s history from the FCA register and Companies House, newest first.

2024

10 October 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1 April 2024

  • Hannah Ruth Fothergill stopped being a part-owner

Companies House

2023

30 October 2023

  • Incorporated at Companies House
  • Hannah Ruth Fothergill became a part-owner (25–50% of shares)
  • Richard Kingsley Fothergill took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like KCF Asset Finance

Other firms of the same type (credit broker), nearest first.

In Clitheroe

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KCF Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is KCF Asset Finance Ltd FCA authorised?
Yes, KCF Asset Finance Ltd (FRN 1017435) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2024 and works as a credit broker. The FCA has placed no limits on its permissions.
What is KCF Asset Finance’s phone number and website?
The FCA register lists the phone number 07538 655695 and the website kcfassetfinance.co.uk for KCF Asset Finance. If you were given different contact details, use these to check with the firm before going any further.
Is KCF Asset Finance a scam or clone?
KCF Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KCF Asset Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how KCF Asset Finance handles your money, so check the specific product before you commit. You can also refer complaints about KCF Asset Finance to the Financial Ombudsman Service, free of charge.
Who owns KCF Asset Finance?
Companies House lists one person with significant control of KCF Asset Finance: Mr Richard Kingsley Fothergill (75–100% of shares). Before that, it was controlled by Mrs Hannah Ruth Fothergill.
Who runs KCF Asset Finance?
Companies House lists 2 directors of KCF Asset Finance: Hannah Ruth Fothergill and Richard Kingsley Fothergill.
How long has KCF Asset Finance been in business?
The company was formed on 30 October 2023, and has held its current FCA authorisation since October 2024.
What do KCF Asset Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £26.1k (no earlier figure to compare) and cash at bank of £92.3k (no earlier figure to compare).

Sources and links

The full report on KCF Asset Finance Ltd

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