KD Wright Financial Services Limited

Reference number: 509886

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kdw.co.uk first appeared online, and whether it can receive email
  • What kind of line 01727 852299 is
  • Who else gives the postcode AL1 1PQ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • KDW Trading name: A name it trades under now.
  • KDW Associates Trading name: A name it trades under now.
  • KDW Financial Planning Trading name: A name it trades under now.
  • KDW Independent Financial Planning Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing basic advice on stakeholder products

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 January 2000 (26 years old)
Registered office
Centurion House, 136-142 London Road, St. Albans, Hertfordshire, AL1 1PQ, United Kingdom
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David Marcus Phillips Maisey Director Feb 1966 17 Mar 2010 9 other companies
Helen Gilks Director Nov 1977 11 Jun 2014 4 other companies
Gary Lee Cretton Director Jul 1976 12 Aug 2020 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
6
run together
4

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£2.56m

<1% from £2.58m

Cash at bank

£310k

+32% from £234k

Employees (average)

38

+8.6% from 35

Owed within a year

£838k

+23% from £684k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03909177. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

KD Wright Financial Services’s history from the FCA register and Companies House, newest first.

2020

12 August 2020

  • David Marcus Phillips Maisey stopped being a part-owner
  • Kd Wright Financial Services Holdings Limited took control (75–100% of shares)
  • Mark Nicholas Peddle stopped being a part-owner

Companies House

2016

6 April 2016

  • David Marcus Phillips Maisey became a part-owner (25–50% of shares)
  • Mark Nicholas Peddle became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

29 January 2010

  • Became authorised by the FCA

FCA register

2009

7 December 2009

  • Regulated by the Financial Services Authority from this date

FCA register

2000

18 January 2000

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms connected to KD Wright Financial Services

Other FCA-listed firms that share a director, phone number or address with KD Wright Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like KD Wright Financial Services

Other firms of the same type (financial adviser), nearest first.

In St. Albans

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KD Wright Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is KD Wright Financial Services Limited FCA authorised?
Yes, KD Wright Financial Services Limited (FRN 509886) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2010 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is KD Wright Financial Services’ phone number and website?
The FCA register lists the phone number 01727 852299 and the website kdw.co.uk for KD Wright Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is KD Wright Financial Services a scam or clone?
KD Wright Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KD Wright Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about KD Wright Financial Services to the Financial Ombudsman Service, free of charge.
Who owns KD Wright Financial Services?
KD Wright Financial Services is owned by Kd Wright Financial Services Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 12 August 2020. Before that, it was controlled by Mr David Marcus Phillips Maisey and Mr Mark Nicholas Peddle.
Who runs KD Wright Financial Services?
Companies House lists 3 directors of KD Wright Financial Services: David Marcus Phillips Maisey, Helen Gilks and Gary Lee Cretton.
How long has KD Wright Financial Services been in business?
The company was formed on 18 January 2000, and has held its current FCA authorisation since January 2010.
What do KD Wright Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £2.56m (<1% from £2.58m) and cash at bank of £310k (+32% from £234k).
Does KD Wright Financial Services use any other names?
It trades as KDW, KDW Associates, KDW Financial Planning and KDW Independent Financial Planning.

Sources and links

The full report on KD Wright Financial Services Limited

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