Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2005
- Accounts filed up to 31 March 2025
Responsible principal firm
Kennet Equipment Leasing Limited Reference number: 676024 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- KEEP IT COOL REFRIGERATION LTD (FRN 952330) introduces customers to Kennet Equipment Leasing Limited (FRN 676024). Any regulated advice or arranging is done by the principal, not KEEP IT COOL REFRIGERATION.
- Example: if KEEP IT COOL REFRIGERATION refers you to a financial adviser, the advice should come from the principal firm, not from KEEP IT COOL REFRIGERATION itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 4-5, Ashlaur Court, Clovelly Road Industrial Estate, Bideford, Devon, EX39 3HN, United Kingdom
In the full report: 2 background checks
- What kind of line 01237 423304 is
- Who else gives the postcode EX39 3HN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Kennet Equipment Leasing Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05378084 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 February 2005 (21 years old)
- Registered office
- Office 8 The Barns Farm Road, Caddsdown Industrial Park, Bideford, Devon, EX39 3BT, United Kingdom
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Charles Gregory Patt | Director | Apr 1971 | 28 Feb 2005 | 2 other companies |
| Hayley Christine Patt | Director | Apr 1973 | 28 Feb 2005 | None |
| Hayley Christine Patt | Secretary | Not published | 28 Feb 2005 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- still active
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£1.04m
+3.4% from £1.01m
Cash at bank
£355k
+91% from £186k
Employees (average)
18
+5.9% from 17
Owed within a year
£247k
+94% from £127k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05378084. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Keep IT Cool Refrigeration’s history from the FCA register and Companies House, newest first.
2021
5 June 2021
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- Charles Gregory Patt became a part-owner (25–50% of shares)
- Hayley Christine Patt became a part-owner (25–50% of shares)
Companies House
2005
28 February 2005
- Incorporated at Companies House
- Charles Gregory Patt appointed as a director
- Hayley Christine Patt appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Keep IT Cool Refrigeration
Other firms of the same type (credit broker), nearest first.
In Bideford
In the Exeter (EX) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Keep IT Cool Refrigeration
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk