Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 30 June 2025
Responsible principal firm
White Rose Finance Group Limited Reference number: 630772 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Keighley Financial Services Limited (FRN 1001869) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Keighley Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Keighley Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Shann Manor, Hawkstone Drive, Keighley, Bradford, BD20 6LP, United Kingdom
In the full report: 2 background checks
- What kind of line 01535 448303 is
- Who else gives the postcode BD20 6LP
FCA permissions and consumer protection
- Protection through the principal firmProtection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14959345 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 June 2023 (3 years old)
- Registered office
- 47 Moorgate Street, Rotherham, S60 2EY, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Reana Bashir | Director | Aug 1979 | 24 Jun 2023 | 3 other companies |
| Waheed Inayat | Director | Mar 1987 | 24 Jun 2023 | 2 other companies |
| Shahid Javed | Director | Jan 1983 | 24 Jun 2023 | 6 other companies |
| Razwana Kausar | Director | May 1987 | 24 Jun 2023 | None |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 4 directors run together
Filed accounts and finances
Net assets
£23.2k
−12% from £26.3k
Employees (average)
1
Up 1 from 0
Owed within a year
£735
No earlier figure to compare
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14959345. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Keighley Financial Services’s history from the FCA register and Companies House, newest first.
2023
25 September 2023
- Became an appointed representative
FCA register
24 June 2023
- Incorporated at Companies House
Companies House
In the full report: all 6 events
- All 6 events in its history (2 shown here)
- Every director appointment and resignation: 4
Firms connected to Keighley Financial Services
Other FCA-listed firms that share a director, phone number or address with Keighley Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Keighley Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Keighley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Keighley Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Keighley Financial Services Limited FCA authorised?
What does appointed representative mean for Keighley Financial Services?
What is Keighley Financial Services’ phone number?
Is Keighley Financial Services a scam or clone?
Is my money safe with Keighley Financial Services?
Who runs Keighley Financial Services?
How long has Keighley Financial Services been in business?
What do Keighley Financial Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk