Keighley Vaults Ltd

Reference number: 975630

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Basement, 6-12 Cooke Street, Keighley, West Yorkshire, BD21 3NN, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode BD21 3NN
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11936184
Company status
Active
Company type
Private limited company
Incorporated
9 April 2019 (7 years old)
Registered office
Basement, 6-12 Cooke Street, Keighley, West Yorkshire, BD21 3NN, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Taliq Hussain Director Feb 1980 9 Apr 2019 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£17.4k

Up £12.4k from −£29.8k

Cash at bank

£12.8k

−46% from £23.9k

Employees (average)

0

Same as 0

Owed within a year

£203k

−11% from £227k

Net assets are negative: on its last balance sheet the company owed £17.4k more than it owned.

Net assets

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11936184. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Keighley Vaults’s history from the FCA register and Companies House, newest first.

2022

13 June 2022

  • Registered with the FCA

FCA register

2019

9 April 2019

  • Incorporated at Companies House
  • Taliq Hussain became a part-owner (25–50% of shares)
  • Taliq Hussain appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Keighley Vaults

Other FCA-listed firms that share a director, phone number or address with Keighley Vaults. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Keighley Vaults

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 1 background check on its contact details
  • 5 years of accounts, charted
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Keighley Vaults Ltd FCA authorised?
Keighley Vaults Ltd (FRN 975630) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Keighley Vaults a scam or clone?
Keighley Vaults is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Keighley Vaults?
Money you hand to Keighley Vaults is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Keighley Vaults?
Companies House lists one person with significant control of Keighley Vaults: Mr Taliq Hussain (25–50% of shares).
Who runs Keighley Vaults?
Companies House lists one director of Keighley Vaults: Taliq Hussain.
How long has Keighley Vaults been in business?
The company was formed on 9 April 2019.
What do Keighley Vaults’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£17.4k (up £12.4k from −£29.8k) and cash at bank of £12.8k (−46% from £23.9k).

Sources and links

The full report on Keighley Vaults Ltd

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