Keiran Ames

Reference number: 409840

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Appointed representative

Keiran Ames does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Keiran Ames (FRN 409840) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Keiran Ames's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Keiran Ames, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01530 487252

  • Address

    113 Main Street, Markfield, Leicestershire, LE67 9UW, United Kingdom

In the full report: 2 background checks

  • What kind of line 01530 487252 is
  • Who else gives the postcode LE67 9UW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Independent Mortgage Associates Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Keiran Ames’s history from the FCA register and Companies House, newest first.

2024

1 February 2024

  • Changed its registered name from "Independent Mortgage Associates"

FCA register

2008

21 July 2008

  • Changed its registered name from "Keiran Ames"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

Firms like Keiran Ames

Other firms of the same type (mortgage adviser or broker), nearest first.

In Markfield

In the Leicester (LE) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Keiran Ames

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  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is Keiran Ames FCA authorised?
Keiran Ames (FRN 409840) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Keiran Ames?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Keiran Ames (FRN 409840) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Keiran Ames's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Keiran Ames, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Keiran Ames’ phone number?
The FCA register lists the phone number 01530 487252 for Keiran Ames. If you were given different contact details, use these to check with the firm before going any further.
Is Keiran Ames a scam or clone?
Keiran Ames is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Keiran Ames?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Keiran Ames's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Keiran Ames use any other names?
It has previously used the name Independent Mortgage Associates.

Sources and links

The full report on Keiran Ames

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