Keith Ruggles

Reference number: 448793

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Authorised by the FCA

Keith Ruggles is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01443 226246

  • Address

    16 Danybryn, Brynsadler, Pontyclun, Mid Glamorgan, CF72 9DH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01443 226246 is
  • Who else gives the postcode CF72 9DH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • K R Mortgages Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Keith Ruggles’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

9 October 2006

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2 March 2006

  • Changed its registered name from "K R Mortgages"

FCA register

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
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Firms like Keith Ruggles

Other firms of the same type (mortgage adviser or broker), nearest first.

In Pontyclun

DTCS Financial LimitedPontyclunAuthorisedI-Property Finance LimitedPontyclunAuthorisedLifestyle (Glamorgan) LimitedPontyclunAuthorisedWoodfield Financial Services LimitedPontyclunAuthorisedMark John MorrisPontyclunAppointed representativeSuzanne KingPontyclunAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Keith Ruggles

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Keith Ruggles FCA authorised?
Yes, Keith Ruggles (FRN 448793) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2006 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Keith Ruggles’ phone number?
The FCA register lists the phone number 01443 226246 for Keith Ruggles. If you were given different contact details, use these to check with the firm before going any further.
Is Keith Ruggles a scam or clone?
Keith Ruggles is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Keith Ruggles?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Keith Ruggles to the Financial Ombudsman Service, free of charge.
Does Keith Ruggles use any other names?
It trades as K R Mortgages.

Sources and links

The full report on Keith Ruggles

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