Kevin George Cloves

Reference number: 429250

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Appointed representative

Kevin George Cloves does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kevin George Cloves (FRN 429250) is an AR of Openwork Limited (FRN 408285). When you use Kevin George Cloves's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kevin George Cloves, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01702 331933

  • Address

    150 Northview Drive, Westcliffe-on-Sea, Essex, SS0 9NB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01702 331933 is
  • Who else gives the postcode SS0 9NB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • PIMS Mortgage Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Kevin George Cloves’s history from the FCA register and Companies House, newest first.

2007

16 February 2007

  • Changed its registered name from "Pims Mortgage Services"
  • Began trading as "PIMS Mortgage Services"

FCA register

2005

9 March 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Kevin George Cloves

Other firms of the same type (financial adviser), nearest first.

In the Southend-on-Sea (SS) postcode area

Adrian ForresterHockleyAppointed representativeAmber Wealth Management LimitedSouthend-On-SeaAppointed representativeAndre Engelbrecht LimitedAppointed representativeArvifin Solutions LtdStanford-Le-HopeAppointed representativeBarbac Payne Wealth Management LimitedWestcliff-on-SeaAppointed representativeBarry WilsonHockleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kevin George Cloves

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Kevin George Cloves FCA authorised?
Kevin George Cloves (FRN 429250) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kevin George Cloves?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kevin George Cloves (FRN 429250) is an AR of Openwork Limited (FRN 408285). When you use Kevin George Cloves's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kevin George Cloves, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kevin George Cloves’ phone number?
The FCA register lists the phone number 01702 331933 for Kevin George Cloves. If you were given different contact details, use these to check with the firm before going any further.
Is Kevin George Cloves a scam or clone?
Kevin George Cloves is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kevin George Cloves?
Protection works through Openwork Limited, the principal firm responsible for Kevin George Cloves's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Kevin George Cloves use any other names?
It trades as PIMS Mortgage Services.

Sources and links

The full report on Kevin George Cloves

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