Appointed representative
Kevin Norcross does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Kevin Norcross (FRN 647777) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Kevin Norcross's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Kevin Norcross, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
5th Floor Walker House, Exchange Flags, Liverpool, Merseyside, L2 3YL, United Kingdom
In the full report: 3 background checks
- When kevinnorcross.co.uk first appeared online, and whether it can receive email
- What kind of line 0151 224 8700 is, and the 5 other firms that give it
- Who else gives the postcode L2 3YL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Firms connected to Kevin Norcross
Other FCA-listed firms that share a director, phone number or address with Kevin Norcross. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its phone number
- 5
- share its postcode
- 1
In the full report: all 5 connected firms, named
- How each is linked: the same phone number (5), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Kevin Norcross
Other firms of the same type (financial adviser), nearest first.
In Liverpool
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Kevin Norcross
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 background checks on its contact details
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Kevin Norcross FCA authorised?
What does appointed representative mean for Kevin Norcross?
What is Kevin Norcross’ phone number and website?
Is Kevin Norcross a scam or clone?
Is my money safe with Kevin Norcross?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk