Key 2 Lease Limited

Reference number: 913095

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When key2lease.co.uk first appeared online, and whether it can receive email
  • What kind of line 01522 440440 is
  • Who else gives the postcode LN6 9UH
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Cars4Architects Trading name
  • Cars4Consultants Trading name
  • Cars4Doctors Trading name
  • Cars4EstateAgents Trading name
  • Cars4Lawyers Trading name
  • Cars4Surveyors Trading name
  • Cars4Vets Trading name
  • Key2Electric Trading name
  • Professional Vehicle Solutions Trading name
  • PVS Trading name
  • Van Contracts Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11120967
Company status
Active
Company type
Private limited company
Incorporated
21 December 2017 (8 years old)
Registered office
Northgate House North Gate, New Basford, Nottingham, NG7 7BQ, United Kingdom
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Graham David Lincoln Director Feb 1979 21 Dec 2017 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£133k

No earlier figure to compare

Cash at bank

£132k

+17% from £112k

Employees (average)

3

No earlier figure to compare

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11120967. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Key 2 Lease’s history from the FCA register and Companies House, newest first.

Key events (8) All events (28)

2026

30 March 2026

  • Andrew Lawrence Tullie stopped being a part-owner
  • Anthony Mark Dray stopped being a part-owner

Companies House

2021

7 May 2021

  • Anthony Mark Dray became a part-owner (25–50% of shares)
  • Graham David Lincoln took control (75–100% of shares)

Companies House

2019

8 November 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

21 December 2017

  • Incorporated at Companies House
  • Andrew Lawrence Tullie became a part-owner (25–50% of shares)

Companies House

In the full report: all 28 events

  • All 28 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Key 2 Lease

Other FCA-listed firms that share a director, phone number or address with Key 2 Lease. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Key 2 Lease

Other firms of the same type (credit broker), nearest first.

In Lincoln

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Key 2 Lease

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 28 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Key 2 Lease Limited FCA authorised?
Yes, Key 2 Lease Limited (FRN 913095) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2019 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Key 2 Lease’s phone number and website?
The FCA register lists the phone number 01522 440440 and the website key2lease.co.uk for Key 2 Lease. If you were given different contact details, use these to check with the firm before going any further.
Is Key 2 Lease a scam or clone?
Key 2 Lease is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Key 2 Lease?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Key 2 Lease handles your money, so check the specific product before you commit. You can also refer complaints about Key 2 Lease to the Financial Ombudsman Service, free of charge.
Who owns Key 2 Lease?
Companies House lists one person with significant control of Key 2 Lease: Mr Graham David Lincoln (75–100% of shares). Before that, it was controlled by Mr Anthony Mark Dray and Mr Andrew Lawrence Tullie.
Who runs Key 2 Lease?
Companies House lists one director of Key 2 Lease: Graham David Lincoln.
How long has Key 2 Lease been in business?
The company was formed on 21 December 2017, and has held its current FCA authorisation since November 2019.
What do Key 2 Lease’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £133k (no earlier figure to compare) and cash at bank of £132k (+17% from £112k).
Does Key 2 Lease use any other names?
It trades as Cars4Architects, Cars4Consultants, Cars4Doctors, Cars4EstateAgents and Cars4Lawyers, and 5 more names. It has previously used the name Van Contracts.

Sources and links

The full report on Key 2 Lease Limited

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