Key Commercial Finance Solutions Ltd

Reference number: 673419

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When keycommercialfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 193 0666 is, and the other firm that gives it
  • Who else gives the postcode HD1 5JL
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Key Commercial Health Trading name: A name it trades under now.
  • Key Invoice Finance Trading name: A name it trades under now.
  • Yorkshire Development Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 October 2007 (19 years old)
Registered office
1 The Mews, Little Brunswick Street, Huddersfield, HD1 5JL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony John Newham Director Nov 1960 12 Oct 2007 8 other companies
Siobhan Nadine Rules Director Jun 1987 10 Jul 2026 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
2
are FCA-registered
2

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£32.6k

+6.5% from £30.6k

Cash at bank

£102k

−3.1% from £105k

Employees (average)

4

Same as 4

Owed within a year

£127k

−51% from £259k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06397398. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Key Commercial Finance Solutions’s history from the FCA register and Companies House, newest first.

2026

10 July 2026

  • Siobhan Nadine Rules gained significant control

Companies House

2016

6 April 2016

  • Anthony John Newham took control (75–100% of shares)

Companies House

2015

21 August 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

12 October 2007

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to Key Commercial Finance Solutions

Other FCA-listed firms that share a director, phone number or address with Key Commercial Finance Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Key Commercial Finance Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Huddersfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Key Commercial Finance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Key Commercial Finance Solutions Ltd FCA authorised?
Yes, Key Commercial Finance Solutions Ltd (FRN 673419) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Key Commercial Finance Solutions’ phone number and website?
The FCA register lists the phone number 0345 193 0666 and the website keycommercialfinance.co.uk for Key Commercial Finance Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Key Commercial Finance Solutions a scam or clone?
Key Commercial Finance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Key Commercial Finance Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Key Commercial Finance Solutions to the Financial Ombudsman Service, free of charge.
Who owns Key Commercial Finance Solutions?
Companies House lists 2 people with significant control of Key Commercial Finance Solutions: Mr Anthony John Newham (75–100% of shares) and Ms Siobhan Nadine Rules (significant influence or control).
Who runs Key Commercial Finance Solutions?
Companies House lists 2 directors of Key Commercial Finance Solutions: Anthony John Newham and Siobhan Nadine Rules.
How long has Key Commercial Finance Solutions been in business?
The company was formed on 12 October 2007, and has held its current FCA authorisation since August 2015.
What do Key Commercial Finance Solutions’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £32.6k (+6.5% from £30.6k) and cash at bank of £102k (−3.1% from £105k).
Does Key Commercial Finance Solutions use any other names?
It trades as Key Commercial Health, Key Invoice Finance and Yorkshire Development Finance.

Sources and links

The full report on Key Commercial Finance Solutions Ltd

£19.99 · Instant PDF download

Loading secure checkout…