Key Digital Ltd

Reference number: 694934

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When key-digital.co.uk first appeared online, and whether it can receive email
  • What kind of line 07768 700780 is
  • Who else gives the postcode BB12 6EG
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07211949
Company status
Active
Company type
Private limited company
Incorporated
6 April 2010 (16 years old)
Registered office
Nationwide House, Moss Bank Way, Bolton, BL1 8NP, England
Nature of business
  • Photocopying, document preparation and other specialised office support activities (SIC 82190)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel John Gilbert Director Aug 1972 14 Mar 2023 None
Julian Paul Gilbert Director May 1968 14 Mar 2023 6 other companies
Julian Paul Gilbert Secretary Not published 14 Mar 2023 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
6
are FCA-registered
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£89.4k

−54% from £195k

Cash at bank

£46.6k

+21% from £38.6k

Employees (average)

6

−40% from 10

Owed within a year

£327k

−10% from £365k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07211949. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Key Digital’s history from the FCA register and Companies House, newest first.

Key events (6) All events (18)

2023

14 March 2023

  • Andrew John Ratcliffe gave up control
  • Julian Paul Gilbert took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Andrew John Ratcliffe took control (75–100% of shares)

Companies House

2015

3 September 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

6 April 2010

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 10
Instant PDF download

Firms connected to Key Digital

Other FCA-listed firms that share a director, phone number or address with Key Digital. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Key Digital

Other firms of the same type (credit broker), nearest first.

In Burnley

247 Staywarm LimitedBurnleyAuthorisedAjh TradingBurnleyAuthorisedGareth DeanBurnleyAuthorisedJohn O'HaraBurnleyAuthorisedMichael WarrenBurnleyAuthorisedMohammed AttiqueBurnleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Key Digital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Key Digital Ltd FCA authorised?
Yes, Key Digital Ltd (FRN 694934) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Key Digital’s phone number and website?
The FCA register lists the phone number 07768 700780 and the website key-digital.co.uk for Key Digital. If you were given different contact details, use these to check with the firm before going any further.
Is Key Digital a scam or clone?
Key Digital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Key Digital?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Key Digital handles your money, so check the specific product before you commit. You can also refer complaints about Key Digital to the Financial Ombudsman Service, free of charge.
Who owns Key Digital?
Companies House lists one person with significant control of Key Digital: Mr Julian Paul Gilbert (75–100% of shares). Before that, it was controlled by Mr Andrew John Ratcliffe.
Who runs Key Digital?
Companies House lists 2 directors of Key Digital: Daniel John Gilbert and Julian Paul Gilbert.
How long has Key Digital been in business?
The company was formed on 6 April 2010, and has held its current FCA authorisation since September 2015.
What do Key Digital’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £89.4k (−54% from £195k) and cash at bank of £46.6k (+21% from £38.6k).

Sources and links

The full report on Key Digital Ltd

£19.99 · Instant PDF download

Loading secure checkout…