Key Finance Limited

Reference number: 831557

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When keyfinance.com first appeared online, and whether it can receive email
  • What kind of line 01372 888330 is
  • Who else gives the postcode EC2R 6LL
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • KFL Trading name
  • Energy Funder Former trading name
  • Family Business Funder Former trading name
  • Key Finance Vendor Partnerships Former trading name
  • Project Funder Former trading name
  • Shopfit Funder Former trading name
  • Software Funder Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03128284
Company status
Active
Company type
Private limited company
Incorporated
20 November 1995 (30 years old)
Registered office
Calder & Co, 30 Orange Street, London, WC2H 7HF, United Kingdom
Nature of business
  • Renting and leasing of office machinery and equipment (including computers) (SIC 77330)

Directors and company secretaries

Name Role Born Appointed Other companies
John Henry Nathaniel Mounsey Director Aug 1990 26 Nov 2012 5 other companies
CALDER & CO (REGISTRARS) LIMITED Corporate secretary Not published 2 Dec 2013 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
4
still active
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Full accountsNot audited

Net assets

£689k

+28% from £537k

Cash at bank

£463k

+7.3% from £432k

Employees (average)

9

+29% from 7

Owed within a year

£172k

−5% from £181k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03128284. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Key Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (40)

2019

3 May 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • John Henry Nathaniel Mounsey took control (75–100% of shares)

Companies House

2012

26 November 2012

  • Board replaced: its only director left and a new director took over

Companies House

1995

20 November 1995

  • Incorporated at Companies House

Companies House

In the full report: all 40 events

  • All 40 events in its history (5 shown here)
  • Every director appointment and resignation: 19
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Firms connected to Key Finance

Other FCA-listed firms that share a director, phone number or address with Key Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Key Finance

Other firms of the same type (credit broker), nearest first.

In London

London Business SchoolLondonAuthorisedRoyal College of Nursing of the United KingdomLondonAuthorisedRobert BurgessLondonAuthorisedSwoop Finance LimitedLondonAuthorisedNanotax LimitedLondonAuthorisedMha Financial Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Key Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 40 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Key Finance Limited FCA authorised?
Yes, Key Finance Limited (FRN 831557) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2019 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Key Finance’s phone number and website?
The FCA register lists the phone number 01372 888330 and the website keyfinance.com for Key Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Key Finance a scam or clone?
Key Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Key Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Key Finance handles your money, so check the specific product before you commit. You can also refer complaints about Key Finance to the Financial Ombudsman Service, free of charge.
Who owns Key Finance?
Companies House lists one person with significant control of Key Finance: John Henry Nathaniel Mounsey (75–100% of shares).
Who runs Key Finance?
Companies House lists one director of Key Finance: John Henry Nathaniel Mounsey.
How long has Key Finance been in business?
The company was formed on 20 November 1995, and has held its current FCA authorisation since May 2019.
What do Key Finance’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £689k (+28% from £537k) and cash at bank of £463k (+7.3% from £432k).
Does Key Finance use any other names?
It trades as KFL. It has previously used 6 other names, including Energy Funder, Family Business Funder and Key Finance Vendor Partnerships.

Sources and links

The full report on Key Finance Limited

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