Key Insure Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 3 years
Your funds are protected by FSCS
No FCA actions
Active company since 2022
Accounts filed up to 31 January 2026
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

key-insure.com (opens in a new tab)
Phone number

020 3916 5081
Address

The Leadenhall Building, 122 Leadenhall Street, London, City Of London, EC3V 4AB, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When key-insure.com first appeared online, and whether it can receive email
What kind of line 020 3916 5081 is
Whether EC3V 4AB is a shared office: 31 other firms give it

Other names (1)

If you were contacted under any of these names, it is this firm.

Key Trading name: A name it trades under now.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13878261 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 28 January 2022 (4 years old)
Registered office: 161 Forest Road, London, E17 6HE, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Eamonn Joseph Mcclafferty	Director	Feb 1974	28 Jan 2022	1 other company
Kieran Mcclafferty	Director	Sep 1983	28 Jan 2022	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£16.1k

+90% from £8,470

Employees (average)

3

+200% from 1

Owed within a year

£48.0k

+105% from £23.4k

Assets and liabilities

In the full report: all 4 years of accounts

Every year from 2023 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13878261. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Key Insure’s history from the FCA register and Companies House, newest first.

Key events (7) All events (15)

2025

11 February 2025

Yanick Lynch stopped being a part-owner

Companies House

2023

29 March 2023

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2022

28 January 2022

Incorporated at Companies House
Eamonn Joseph McClafferty became a part-owner (25–50% of shares)
Kieran McClafferty became a part-owner (25–50% of shares)
Yanick Lynch became a part-owner (25–50% of shares)

Companies House

In the full report: all 15 events

All 15 events in its history (7 shown here)
Every director appointment and resignation: 4

Firms like Key Insure

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Key Insure

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details, 1 flagged
4 years of accounts, charted
All 15 events in its history

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Frequently asked questions about this firm

Is Key Insure Limited FCA authorised?

Yes, Key Insure Limited (FRN 977765) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2023 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Key Insure’s phone number and website?

The FCA register lists the phone number 020 3916 5081 and the website key-insure.com for Key Insure. If you were given different contact details, use these to check with the firm before going any further.

Is Key Insure a scam or clone?

Key Insure is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Key Insure?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Key Insure to the Financial Ombudsman Service, free of charge.

Who owns Key Insure?

Companies House lists 2 people with significant control of Key Insure: Mr Eamonn Joseph McClafferty (25–50% of shares) and Mr Kieran McClafferty (25–50% of shares). Before that, it was controlled by Mr Yanick Lynch.

Who runs Key Insure?

Companies House lists 2 directors of Key Insure: Eamonn Joseph McClafferty and Kieran McClafferty.

How long has Key Insure been in business?

The company was formed on 28 January 2022, and has held its current FCA authorisation since March 2023.

What do Key Insure’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £16.1k (+90% from £8,470).

Does Key Insure use any other names?

It trades as Key.